I'll get this off my chest: Expedia is offering up to 50 percent off on minimum four-night stays at more than 125 hotels. You must book by Sept. 2 for travel by Sept.
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I'll get this off my chest: Expedia is offering up to 50 percent off on minimum four-night stays at more than 125 hotels. You must book by Sept. 2 for travel by Sept.
on Yahoo! |
When I was a fresh college graduate earning my first real paychecks, I quickly saw how living in a city like San Francisco isn't made for entry-level salaries. Exploring the city and all of its nighttime gems were certainly priorities, but the biggest priority was to keep myself out of debt while not depriving myself of enjoying my new surroundings.
I struck a balance by forming the valuable habit of paying all of my bills on pay day. That practice, coupled with automatic 401(k) savings and automatic transfers to a high-interest savings account, can allow for a relatively low-stress financial life.
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Sometimes, no matter how much we're on top of our expenses and feel in control of our finances, mistakes do happen. Take, for example, a recent money mistake compliments of yours truly. In my attempt to purchase the perfect wedding gift, I failed to pay attention to the currency in which the present's price was listed.
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Raises may be a rare occasion during these days of employer belt-tightening, and when they do come along they're likely to disappoint. Stagnant paychecks don't have to imply savings-as-usual — there's a tangible way to save money without earning more.
Scott Burns of MSN Money calls it the "Power of Attentive Spending," but I just call it a good idea.
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If transferring money to savings every time you say no to spending is too broad and out of reach, I have a better idea that may help conquer your biggest spending weakness. I've been throwing away too much money on weeknight delivery and am using my new strategy to cut down on my expensive habit.
Every time I make the decision to say no to eating out or ordering in, I'm using a designated notebook to write down the amount I would have spent.
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