Turning 30 can be a dreadful birthday for some reluctant 20-somethings, but no matter how full of dread you may be there's a way to gracefully enter the next decade in regard to money management. In order to set you up for smooth sailing, MSN Money created a list of six money milestones to reach by the time you're 30. Do you think these milestones are appropriate for most people in their twenties?
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Saving for something that we want or need, like a vacation, new couch, or iPhone, is always easier than simply saving for the purpose of having money in the bank. We are driven by goals in general, and revising our spending plans to have more left over each month doesn't always get our motivational juices flowing. We all know that we should be diligently putting away part of our paychecks each month, and setting goals is the best way to push ourselves from awareness to action.
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Money may not be able to buy happiness, but there are ways we can find peace with our financial lives and improve our overall well-being. Four people who've achieved a state of money Zen shared their tips with Yahoo Finance, and their advice suggests that keeping it simple is the best path to stress-free finances.
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Ideally you hashed out the His and Hers money issues before you said I do, and beginning your marriage with openness about finances will set the tone for constant and comfortable communication. A good place to start is the three-bucket approach: One shared and two individual accounts helps to maintain a sense of independence while combining funds for shared expenses eases you into the idea of combining funds, though this approach isn't for everyone.
You can always rethink your married money situation later if you feel another approach better suits you, as there's not a single formula that works for all couples.
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A few of us here at Sugar HQ have been lamenting about how quickly this year is going and are finding it difficult to believe the year is half-way over. Rather than focus on the time that has gone by, we should look ahead to the next six months and make some short-term goals to keep us on track.
Many companies traditionally hold year-end evaluations some time in December to review employees' overall job performance.
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