
We're always looking for ways to keep money in our pockets, and
Kiplinger's July 2008 issue has some suggestions about how to stop companies from nickel-and-diming you. Just last year
Americans paid $30 billion in credit-card fees, so it's safe to say that most of us have been saddled with some of these sneaky fees.
Here are Kiplinger's tips on how to fight them.

Graduating from college comes with a slew of mixed emotions and a world of opportunities, including some that may not have crossed your mind. Kiplinger's June 2008 issue recognizes that tax breaks aren't part of most students' college curriculum and rounded up all the
tax breaks it could think of for newly graduated 20-somethings.
- Moving expenses: New grads can deduct the cost of moving themselves and their belongings to their first job out of school, as long as the job is at least 50 miles from their old residence.
- Saver's credit: Depending on their income, some young adults can trim their tax bill by up to $1,000 as a reward for contributing to an IRA, 401(k) or other retirement plan.

So many of us are in the habit of filling up our schedule to the brim, leaving little time to focus on our finances.
Kiplinger's May 2008 issue acknowledges that we don't have all the free time we'd like for attending to our money issues. Rather than go all or nothing with improving your finances, they've provided an easy to sort through "Essential Financial Toolkit" that allows you to quickly choose the topics that interest you most.