Savvy Resolution: Get Savvy in 2008

SavvySugar — Mon, 07 Jan 2008 09:02:23 -0800

I don't know about you, but New Year's Resolutions have always been sort of a turn off for me. My aversion probably stems back to the fact that they were forced during grade school, and even at times in high school (write your resolutions in Spanish, for example). I've been off the resolution train for some time now, but am getting back on in 2008.

In the spirit of getting organized, we've crafted a handy Resolution Worksheet for you to keep track of all your financial goals for the new year.

Some of the goals like retirement savings are totally universal, while some of you may have specific career goals that you can jot down in the free space. As you accomplish the goals, you can check them off your list, which I think is one of life's little pleasures. I'll be checking in with you in a month to see how you're doing with your resolutions and feel free to share any of your goals in your comments below!

Simple and Effective Budget Tips From Savvy Readers

SavvySugar — Sat, 05 Dec 2009 04:00:14 -0800

I recently asked you to share your most effective budget tip in the How Do You Save? group, and was wowed by the smart and simple suggestions you shared. We all know that sticking to a budget is the foremost hurdle to saving money once you have a steady income, so a little help from friends always helps. Here are some great tips to help you through this pricey month, thanks to PopSugar Community members:

TidalWave advises: Track your spending for a month or two before creating a budget. This will stop you from making unrealistic budget estimates.
Zigggy says: Stay out of malls, that way you won't see an item that you just "have" to have. Impulse buys are the worst budget busters.

For additional tips, read more.

cheekyredhead suggests: After setting a budget, take only that amount of cash with you into the grocery store . . . no credit card/atm card. Seriously. It really put a stop to my impulse buying, made me stick to my list, and if I chose to buy something not on my list - I had to put something back.
Spectra notes: I have a grocery list that I pretty much stick to every week so I'm not tempted to just randomly buy things. Another tip: get a Netflix membership instead of going to movies at the theater and go to the library instead of browsing bookstores.

Do you have an effective budget tip? Create a PopSugar account or log in to your account, then join the How Do You Save? group and share it! And you never know, it could be featured on SavvySugar! Here's a detailed guide to posting questions or posts to groups if you are new to the PopSugar Community.