Be savvy about your retirement. Kiplinger gives eight compelling reasons for getting a Roth IRA account now. Smart young savers know to participate in their companies' 401(k)s as soon as they join the workforce to benefit from as many years of saving and compounding as possible (see Why You Need a 401(k) Right Away). But really smart young savers — including all of you who read Starting Out, Read more

We all face different money issues at every life stage, so figure out what you need to save for with this helpful Wise Bread guide. The recession has pushed almost all of us, regardless of age, a decade behind in building personal wealth. Don’t beat yourself up if you’re in your 20s and haven’t paid off student loans, or in your late 30s or early 40s and still paying off debt or saving up Read more

Does the topic of retirement make you scratch your head? LearnVest breaks it down for you in simple terms. You know what’s awesome? Retirement. No, really. Imagine it: Waking up every day to head to your favorite yoga/art/synchronized swimming class. Catching up with friends daily. Starting (and finishing) every book or movie that catches your eye. It’s the ultimate extended vacation, and Read more

Do the different retirement terms overwhelm you? Our friends at LearnVest explain the difference between an IRA and a 401(k) in simple terms. What’s on your mind today? We ask because we’re thinking of something specific: retirement. No, no, don’t go! Retirement, once you think about it, is pretty awesome. Once you’re retired, you don’t have to get up with an alarm, brave the commuter Read more

We're thrilled to present this smart LearnVest story here on Savvy! There are a lot of ways that men and women differ, but we bet there’s one you might not guess right off the bat. Retirement. Yes, retirement. According to a January 2012 study by Ameriprise Financial, more men than women have determined how much money they’ll need to retire, have set aside money in their investments for Read more

It's a new year and a new you! Fresh Start is a short series detailing 12 helpful tips to start off the year right, whether it be to advance your career or increase your financial cushion. We've already given you advice on kicking your daily deal habit, quitting caffeine, and making a call to lower your bills. Here's another way to start afresh in 2012. For those of you who have never really Read more

We're thrilled to present this smart Bundle story here on Savvy! Twentysomethings and even teens just starting out in the workforce may aspire to become young billionaires like Facebook co-founder Mark Zuckerberg and retire early. But any retiree could tell you it's not as easy as youd hope. The real trick to a comfortable retirement is to get serious and start early, ideally before home Read more

This question was posted by almondeyes83 in our SavvySugar Q and A community group. She wants to know how to take advantage of the rocky market. I reached out to Robert Brokamp, a retirement expert from The Motley Fool, the go-to website for investing, to share his expertise with us. I'm a young investor and would like to take advantage of this market . . . but have no idea where to start! I am Read more

This question was posted by maude in our Ask Savvy community group. She wants to know how to make the most of her 401k. I reached out to John Rosevear, Motley Fool contributing writer from The Motley Fool, the go-to website for investing, to share his expertise with us. I have been contributing to my 401K for several years now and I have been using the retirement-based fund where the company Read more

If you join a new company, you might see three percent of your pay automatically disappear every month to your 401(k) plan. Since 2006, companies are legally allowed to automatically enroll you in a retirement plan as opposed to waiting for you to do it on your own. The aim of this was to encourage people to start saving for their retirement. However, a recent survey by the Wall Street Journal Read more