SavvySugar

5 Savvy Ways to Use Your Phone's Calculator

SavvySugar — Wed, 28 Oct 2009 06:00:48 -0700

Your fancy phone probably has features that are way cooler than the calculator, but don't let this old school tool go unnoticed. That hidden calculator is good for more than simple addition and subtraction. Let these ideas for using your cell phone's calculator inspire you to use it more often - a few new habits could help you keep your finances on track and make your life easier on a daily basis.

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Would You Rather Buy an Item or an Experience?

SavvySugar — Sun, 18 Oct 2009 07:00:58 -0700

I've never seriously mulled over the pros and cons of spending my paycheck on a pair of great pumps or a handbag, but the idea of splurging on a vacation usually requires some deliberation. However, a recent study revealing the monetary worth of happiness may have me reevaluating my long-practiced spending habits.

The study suggests that, assuming all basic needs are met, we're better off spending our extra cash on a meaningful experience - a romantic getaway or well-deserved stay at the spa - versus the latest version of the iPod. Over time, the material possession will likely lose its value, but our fondness for the memories of a great trip will actually improve over time - and they don't require maintenance or costly updates.

While this newfound insight has me thinking a little differently about my reluctance to treat myself to an out-of-the-box excursion, I'll admit, it's never easy to resist the immediate gratification of purchasing the must-have-boots of the season. So tell me, what's your spending style - would you rather purchase something to do or something to have?

How Money Are You: Currencies of the Caribbean

SavvySugar — Fri, 16 Oct 2009 12:05:32 -0700

While imagining myself about to dig in to some conch fritters, sipping on a rum punch or seeking the best price on coral jewelry, I've got to consider how I'm going to pay for all of that. Of course I'm not literally going on a spending spree, so let's brush up on currency of the Caribbean islands instead. If you're also just at a vacation daydreaming stage, test yourself on island money in this quiz before you're actually ready to go!

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6 Must-Have Millionaire Habits

SavvySugar — Wed, 07 Oct 2009 08:30:15 -0700

Acquiring wealth isn't a priority for everyone, but it's safe to say that most of us want to live comfortably. Whether you're striving to gain a financial peace of mind or shooting to be a cash money queen, these six basic habits of millionaires will help you land on your feet.

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Have You Ever Lied to Get Money From Someone?

SavvySugar — Mon, 05 Oct 2009 09:00:13 -0700

11 Golden Rules to Live By

SavvySugar — Fri, 25 Sep 2009 06:30:11 -0700

Working hard and being smart with your money aren't things you just should do because they seem virtuous; these behaviors ultimately allow you to get more enjoyment out of life. You'll have no regrets when you're able to accomplish what's important to you because of your savvy ways. These are 11 golden rules that I try to live by; click through and then make a list of your own.

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Who's Better With Money: You or Your Parents?

SavvySugar — Tue, 22 Sep 2009 12:00:56 -0700

There's a new reality series debuting on Sept. 30 on SoapNet called Bank of Mom and Dad. A different twenty-something woman in debt will be featured each week, and as helpful punishment the ladies' parents move in to help her turn her finances around. While the parents on the show are better at managing money than their daughters, this isn't always the case. Who handles money better in your family?

12 Recession Lessons to Remember

SavvySugar — Mon, 14 Sep 2009 08:30:03 -0700

The Federal Reserve's latest survey of businesses around the country shows the US recession might be over. The recovery is projected to be a slow one and the economy is still fragile, but we can file this piece of news in the hopeful column. Recession or not, we should continue to follow the many lessons from these times of economic uncertainty to keep our financial houses in order - in good times and bad.

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Your Two Cents: Are You Living Paycheck to Paycheck?

SavvySugar — Mon, 17 Aug 2009 13:31:51 -0700

Anxiously awaiting payday has caused many Americans to seek second jobs. According to a recent CareerBuilder survey, one in five workers are trying to get hired for another job. The same survey found that approximately 60 percent of Americans are living paycheck to paycheck, which would explain why there's a rush to earn more. Are you part of this majority?

9 Stealth Ways to Stash Your Cash at Home

SavvySugar — Mon, 03 Aug 2009 08:30:19 -0700

Your grandparents might have stashed emergency cash in boxes of cereal and under the mattress, but there are more clever options these days for those who keep some reserves on hand. You can spend as little as $5 on diversion safes. See nine clever contraptions under $30 to buy you peace of mind.

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