We all face different money issues at every life stage, so figure out what you need to save for with this helpful Wise Bread guide. The recession has pushed almost all of us, regardless of age, a decade behind in building personal wealth. Don’t beat yourself up if you’re in your 20s and haven’t paid off student loans, or in your late 30s or early 40s and still paying off debt or saving up Read more

Everyone's buzzing about the Facebook IPO, and after hearing about how many billionaires and millionaires the IPO will create, you might think that it's your chance to make money off this cash cow. But first, you need to educate yourself. What's the deal about IPOs? Facebook used to be a private company, which means its shares were not sold to the public. Once a firm goes public, it's on the Read more

We're thrilled to present this smart Business Insider story here on Savvy! It's no big secret that millennials are scared silly at the thought of investing in the stock market. With employment still sputtering along and home ownership little more than a pipe dream, the so-called graduates of the recession are mainly focused on finding a job and investing in what they need to get by. "We look at Read more

We're thrilled to present this smart Kiplinger story here on Savvy! If you need a safe place to park your money now, you have a surprising variety of options to consider — even if the returns on some of them aren’t pretty. Don’t expect rates to move up anytime soon. In response to the still-sluggish economy, the Federal Reserve has announced that it will keep short-term rates near zero Read more

This reader posted in our Ask Savvy group — she's wondering about investing in restaurants. Any suggestions? I was wondering how someone can invest or partner in a restaurant group or chain, is it only for the wealthy? Is there generally a minimum investment? I've noticed some celebrities are part owners/investers in restaurants, like Ashton Kutcher with Geisha House and Pete Wentz with Read more

We're thrilled to present this smart Kiplinger story here on Savvy! The recent market twisters may have you scrambling for shelter for your portfolio. According to online brokerage Betterment.com, during the market mayhem of early August, investors under age 35 were one-third more likely than older investors to move from stocks to bonds. During the week of August 8, the first trading days Read more

This question was posted by almondeyes83 in our SavvySugar Q and A community group. She wants to know how to take advantage of the rocky market. I reached out to Robert Brokamp, a retirement expert from The Motley Fool, the go-to website for investing, to share his expertise with us. I'm a young investor and would like to take advantage of this market . . . but have no idea where to start! I am Read more

This question was posted by maude in our Ask Savvy community group. She wants to know how to make the most of her 401k. I reached out to John Rosevear, Motley Fool contributing writer from The Motley Fool, the go-to website for investing, to share his expertise with us. I have been contributing to my 401K for several years now and I have been using the retirement-based fund where the company Read more

This question was posted by runswimmerrun in our SavvySugar Q and A community group. She wants to know how she can save for her baby niece's future. I reached out to Andy Cross, the Chief Information Officer from The Motley Fool, the go-to website for investing, to share his expertise with us. My niece was born six months ago. I want to begin putting away money, annually, for long term (18 years) Read more

Next time you're trying to figure out which stock will give you the best ROI or return on investment, maybe you'd better ask your neighborhood pigeon. Rats will do, too. Past research from Dartmouth showed that the rodents and birds made better predictions of random events than humans. But how do you shed your human inhibitions and pick stocks like an animal? First of all, just because everyone Read more