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 <title>SavvySugar</title>
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<item>
 <title>Lil Gift Guide: Fun Gift Card Holders</title>
 <link>http://www.lilsugar.com/Creative-Gift-Card-Holders-20999248</link>
 <description>&lt;a href=&quot;http://www.lilsugar.com/Creative-Gift-Card-Holders-20999248&quot;&gt;&lt;img  width=160 height=160  src=&#039;http://media4.onsugar.com/files/2011/12/51/4/192/1922664/3815ccf5f6788ede_main-gift-card-holder.large.jpg&#039; /&gt;&lt;/a&gt;&lt;p&gt;Ah, the fine art of gift-card giving! When Mama simply doesn&#039;t have the time or a clue as to what to get a special someone on her list, &lt;a href=&quot;http://www.lilsugar.com/tag/gift-cards&quot; &gt;gift cards&lt;/a&gt; are our go-to gift of choice. Everyone could use one! Sure, lots of people frown upon the idea of gift-card giving, but we think it&#039;s totally acceptable - if presented in a fun and festive holder! Click through for five creative gift-card holders ideas that&#039;ll make the recipient give a lil &quot;ho! ho! ho!&quot;.&lt;/p&gt;
</description>
 <comments>http://www.lilsugar.com/Creative-Gift-Card-Holders-20999248#comment</comments>
 <category domain="http://www.lilsugar.com/tag/Holiday">Holiday</category>
 <category domain="http://www.lilsugar.com/tag/christmas">christmas</category>
 <category domain="http://www.lilsugar.com/tag/Editor&#039;s Pick">Editor&#039;s Pick</category>
 <category domain="http://www.lilsugar.com/tag/gift cards">gift cards</category>
 <category domain="http://www.lilsugar.com/tag/Lil Gift Guide">Lil Gift Guide</category>
 <has-gallery></has-gallery>
 <pubDate>Fri, 23 Dec 2011 05:26:42 PST</pubDate>
 <dc:creator>Nicole Abbott</dc:creator>
 <guid>http://www.lilsugar.com/Creative-Gift-Card-Holders-20999248</guid>
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<item>
 <title>10 No-Fuss Gift Cards to Buy Now </title>
 <link>http://www.fabsugar.com/Best-Gift-Cards-Holiday-2011-20946782</link>
 <description>&lt;a href=&quot;http://www.fabsugar.com/Best-Gift-Cards-Holiday-2011-20946782&quot;&gt;&lt;img  width=160 height=160  src=&#039;http://media4.onsugar.com/files/2011/12/51/1/192/1922564/1556249370467298_main.large.jpg&#039; /&gt;&lt;/a&gt;&lt;p&gt;Just a heads up: the holiday shopping window is waning - and whether you let time get away from you, or the person you&#039;re shopping for is just really picky, a gift card can come in especially handy. We&#039;ve paired 10 gift cards from some of our favorite retailers with a stylish item that it could buy - and it&#039;ll only take you a couple of clicks. Check them all out now.&lt;/p&gt;
</description>
 <comments>http://www.fabsugar.com/Best-Gift-Cards-Holiday-2011-20946782#comment</comments>
 <category domain="http://www.fabsugar.com/tag/Net-A-Porter">Net-A-Porter</category>
 <category domain="http://www.fabsugar.com/tag/gift guide">gift guide</category>
 <category domain="http://www.fabsugar.com/tag/gift cards">gift cards</category>
 <category domain="http://www.fabsugar.com/tag/madewell">madewell</category>
 <category domain="http://www.fabsugar.com/tag/Need Supply">Need Supply</category>
 <category domain="http://www.fabsugar.com/tag/StyleMint">StyleMint</category>
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 <pubDate>Mon, 19 Dec 2011 13:21:05 PST</pubDate>
 <dc:creator>Brittney Stephens</dc:creator>
 <guid>http://www.fabsugar.com/Best-Gift-Cards-Holiday-2011-20946782</guid>
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 <title>Savvy Community: Have You Ever Purchased Discounted Gift Cards? </title>
 <link>http://www.savvysugar.com/Discounted-Gift-Cards-Safe-17777227</link>
 <description>&lt;a href=&quot;http://www.savvysugar.com/Discounted-Gift-Cards-Safe-17777227&quot;&gt;&lt;img  width=160 height=160  src=&#039;http://media1.onsugar.com/files/2011/06/23/2/192/1922441/86c021e0ae888f3a_2.large.jpg&#039; /&gt;&lt;/a&gt;&lt;p&gt;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;Reader maude wants to know if it&#039;s safe to purchase discounted gift cards. This &lt;a href=&quot;http://how-do-you-save.savvysugar.com/Saving-money-discounted-gift-cards-17752275&quot;  target=&quot;_self&quot;&gt;question&lt;/a&gt; was posted in the &lt;a href=&quot;http://how-do-you-save.savvysugar.com/&quot;   target=&quot;_self&quot;&gt;How Do You Save&lt;/a&gt; group:&lt;/em&gt;&lt;em&gt; &lt;/em&gt;&lt;/p&gt;
&lt;p&gt;I just read about sites where people will sell their gift cards for a discounted amount on &lt;a href=&quot;http://www.getrichslowly.org/blog/2011/06/06/discounted-gift-cards-the-new-coupon/&quot;  target=&quot;_blank&quot;&gt;Get Rich Slowly&lt;/a&gt;. This seems like a great idea but also one that can easily get out of hand where you might spend money on gift cards since they are discounted but necessarily what you need! I was thinking it might be great to have a cinema gift card for this summer&#039;s movie and maybe even try to save a little money on the &lt;a onclick=&quot;if (window.shopSensePFlag===undefined) {this.href=this.href.replace(/pid=\d+/,&#039;pid=puid104165&#039;);}return true;&quot; href=&quot;http://www.shopstyle.com/browse/CB2?utm_medium=referral&amp;amp;utm_source=sugar-brand&amp;amp;utm_campaign=17777227&amp;amp;pid=22161&amp;amp;pdata=onsugar1922441,17777227&quot; class=&quot;ss_inline_link auto_link_filter no_shopsense_url_rewrite&quot; title=&quot;Shop for CB2&quot; target=&quot;_blank&quot;&gt;CB2&lt;/a&gt; daybed I have been eyeing but I am a little leery. Have you tried sites like &lt;a href=&quot;http://www.giftcardgranny.com/&quot;  target=&quot;_blank&quot;&gt;Gift Card Granny&lt;/a&gt;?&lt;/p&gt;
&lt;p&gt;&lt;em&gt;To read about or spill similar savvy revelations, post in my &lt;a href=&quot;http://how-do-you-save.savvysugar.com/&quot;   target=&quot;_self&quot;&gt;How Do You Save&lt;/a&gt; group.&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;&lt;span style=&quot;font-size: 10px ! important;&quot;&gt;Source: &lt;a href=&quot;http://www.flickr.com/photos/wonderdawg777/4264535669/&quot;  target=&quot;_blank&quot;&gt;Flickr User Wonderdawg777&lt;/a&gt;&lt;/span&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/Discounted-Gift-Cards-Safe-17777227#comment</comments>
 <category domain="http://www.savvysugar.com/tag/community">community</category>
 <category domain="http://www.savvysugar.com/tag/gift cards">gift cards</category>
 <category domain="http://www.savvysugar.com/tag/saving money">saving money</category>
 <category domain="http://www.savvysugar.com/tag/discounted gift cards">discounted gift cards</category>
 <pubDate>Tue, 07 Jun 2011 10:38:28 PDT</pubDate>
 <dc:creator>Savvy Community</dc:creator>
 <guid>http://www.savvysugar.com/Discounted-Gift-Cards-Safe-17777227</guid>
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<item>
 <title>Favorite Store Going Out of Business? Follow These Tips </title>
 <link>http://www.savvysugar.com/Tips-Borders-Going-Out-Business-Sales-13492957</link>
 <description>&lt;a href=&quot;http://www.savvysugar.com/Tips-Borders-Going-Out-Business-Sales-13492957&quot;&gt;&lt;img  width=160 height=160  src=&#039;http://media2.onsugar.com/files/2011/01/04/3/192/1922441/a79215207c40f414_87184003_thumb.large.jpg&#039; /&gt;&lt;/a&gt;&lt;p&gt;It began with the &lt;a href=&quot;http://www.savvysugar.com/Borders-Closing-10950618&quot; target=&quot;_blank&quot;&gt;closing of local Borders&lt;/a&gt; stores in cities around the country, and now the bookstore is &lt;a href=&quot;http://www.nytimes.com/2011/01/14/business/media/14borders.html?_r=1&amp;amp;sq=borders%20said%20to%20be%20close%20to%20securing%20refinancing%20&amp;amp;st=cse&amp;amp;adxnnl=1&amp;amp;scp=1&amp;amp;adxnnlx=1295658240-EvRCwstqKcHPjK+e7yPKhw&quot;  target=&quot;_blank&quot;&gt;inching closer to filing bankruptcy&lt;/a&gt; every day. It&#039;s never good news when you find out your favorite company is going out of business, but the silver lining can be those amazing deals you hope to score on items you&#039;ve been coveting.&lt;/p&gt;
&lt;p&gt;&lt;/p&gt;
&lt;p&gt;But before you start envisioning deep price slashing and too-good-to-be-true deals, remember that many companies love to capitalize on all that enthusiasm. &lt;a href=&quot;/Tips-Borders-Going-Out-Business-Sales-13492957#read-more&quot; title=&quot;Read more.&quot; class=&quot;read-more&quot;&gt;Read on for some tips on dealing with shopping at a store that&#039;s going out of business.&lt;/a&gt;</description>
 <comments>http://www.savvysugar.com/Tips-Borders-Going-Out-Business-Sales-13492957#comment</comments>
 <category domain="http://www.savvysugar.com/tag/gift cards">gift cards</category>
 <category domain="http://www.savvysugar.com/tag/bankruptcy">bankruptcy</category>
 <category domain="http://www.savvysugar.com/tag/liquidation">liquidation</category>
 <category domain="http://www.savvysugar.com/tag/going out of business">going out of business</category>
 <pubDate>Mon, 31 Jan 2011 00:15:14 PST</pubDate>
 <dc:creator>Leta Shy</dc:creator>
 <guid>http://www.savvysugar.com/Tips-Borders-Going-Out-Business-Sales-13492957</guid>
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 <title>Starbucks eGift Cards: Perfect For Your Coffee-Loving Valentine</title>
 <link>http://www.geeksugar.com/Starbucks-eGift-Cards-13473001</link>
 <description>&lt;a href=&quot;http://www.geeksugar.com/Starbucks-eGift-Cards-13473001&quot;&gt;&lt;img  width=160 height=160  src=&#039;http://media2.onsugar.com/files/2011/01/04/3/192/1922507/67090fd9eb86e2a6_StarbucksEgiftCardThumb.large.jpg&#039; /&gt;&lt;/a&gt;&lt;p&gt;I&#039;m already earning rewards on the Starbucks card I got over the holidays - free syrups here I come! - and now Starbucks is making it even easier for the masses to get hooked on caffeine with its &lt;a href=&quot;https://www.starbucks.com/shop/card/egift&quot;  target=&quot;_blank&quot;&gt;new eGift Card program&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;It&#039;s super easy to send an eGift Card to a fellow coffee-lover - just head to the eGift page, enter your name, message, dollar amount, and delivery date, and a lucky friend or family member will be on their way to earning rewards every time they head to a store. Recipients just need to print out the eGift card to use, or roll the balance over onto an existing account. Best part? The eGift cards can be used with the &lt;a href=&quot;http://www.geeksugar.com/Starbucks-Launches-Pay-Phone-Program-13351825&quot; &gt;newly-upgraded Starbucks App&lt;/a&gt;, so they don&#039;t even need to pick up a physical card; they can just use their iPhone or BlackBerry device to pay! &lt;/p&gt;
&lt;p&gt;You can send eGift cards to coffee-lovers (and Facebook friends) starting today. &lt;/p&gt;
</description>
 <comments>http://www.geeksugar.com/Starbucks-eGift-Cards-13473001#comment</comments>
 <category domain="http://www.geeksugar.com/tag/Starbucks">Starbucks</category>
 <category domain="http://www.geeksugar.com/tag/online shopping">online shopping</category>
 <category domain="http://www.geeksugar.com/tag/gift cards">gift cards</category>
 <category domain="http://www.geeksugar.com/tag/eGift Cards">eGift Cards</category>
 <pubDate>Wed, 26 Jan 2011 01:00:43 PST</pubDate>
 <dc:creator>Kristy Korcz</dc:creator>
 <guid>http://www.geeksugar.com/Starbucks-eGift-Cards-13473001</guid>
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<item>
 <title>Avoid Last-Minute Shopping Stress With Sample Sale eGift Cards </title>
 <link>http://www.fabsugar.com/HauteLook-Gilt-Groupe-Holiday-eGift-Cards-12732695</link>
 <description>&lt;a href=&quot;http://www.fabsugar.com/HauteLook-Gilt-Groupe-Holiday-eGift-Cards-12732695&quot;&gt;&lt;img  width=160 height=133  src=&#039;http://media4.onsugar.com/files/2010/12/51/2/192/1922564/312f40e714941423_cb8e07d1b21afd36_hl.large.jpg&#039; /&gt;&lt;/a&gt;&lt;p&gt;&lt;/p&gt;
&lt;p&gt;For all the Fab procrastinators who are now scrambling to snap up &lt;a href=&quot;http://www.fabsugar.com/Last-Minute-Gift-Ideas-12658985&quot; &gt;last-minute holiday gifts&lt;/a&gt;, help has arrived in the form of a eGift cards from &lt;a href=&quot;http://www.gilt.com/sale/women&quot;  target=&quot;_blank&quot;&gt;Gilt Groupe&lt;/a&gt; and &lt;a href=&quot;http://www.hautelook.com/index/index/mk/indexf&quot;  target=&quot;_blank&quot;&gt;HauteLook&lt;/a&gt;. This is one gift that not only always fits, but promises same-day delivery - you can literally send your recipient&#039;s gift in an instant! Even your pickiest gal pal can find something she loves, and best of all, she&#039;ll be saving about 50-75 percent off on chic designer duds. HauteLook and Gilt are free to join with no invitation required, so sign up now and share the love.&lt;/p&gt;
</description>
 <comments>http://www.fabsugar.com/HauteLook-Gilt-Groupe-Holiday-eGift-Cards-12732695#comment</comments>
 <category domain="http://www.fabsugar.com/tag/Holiday">Holiday</category>
 <category domain="http://www.fabsugar.com/tag/Fab Gift Guide">Fab Gift Guide</category>
 <category domain="http://www.fabsugar.com/tag/gift cards">gift cards</category>
 <category domain="http://www.fabsugar.com/tag/2010 holiday gift guide">2010 holiday gift guide</category>
 <category domain="http://www.fabsugar.com/tag/holiday shopping">holiday shopping</category>
 <category domain="http://www.fabsugar.com/tag/gilt groupe">gilt groupe</category>
 <category domain="http://www.fabsugar.com/tag/HauteLook">HauteLook</category>
 <pubDate>Tue, 21 Dec 2010 14:22:29 PST</pubDate>
 <dc:creator>Brittney Stephens</dc:creator>
 <guid>http://www.fabsugar.com/HauteLook-Gilt-Groupe-Holiday-eGift-Cards-12732695</guid>
</item>
<item>
 <title>Reader Roundup: We Lurve Gift Cards!</title>
 <link>http://www.savvysugar.com/Gift-Card-Presents-12619966</link>
 <description>&lt;a href=&quot;http://www.savvysugar.com/Gift-Card-Presents-12619966&quot;&gt;&lt;img  width=160 height=134  src=&#039;http://media3.onsugar.com/files/2010/12/50/3/192/1922441/db8709aac4e84b0d_Screen_shot_2010-12-15_at_5.12.06_PM.large.jpg&#039; /&gt;&lt;/a&gt;&lt;p&gt;Although I talked about the evils of gift cards, turns out, readers think they are heaven-sent! All the commenters were in favor of giving these for Christmas because it seems more thoughtful. Admittedly, a gift of cash might be crass, but remember there are a &lt;a href=&quot;http://www.savvysugar.com/Gift-Cards-Holidays-12599343#comments&quot; target=&quot;_blank&quot;&gt;ton of ways to dress it up&lt;/a&gt; and make it look cute! Here&#039;s what savvy readers had to say:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;I love getting gift cards and have never had a problem. Although I  can see that some hassle might be involved. The only time I don&#039;t like  it is if someone happens to get me one to a place I       would never shop. - &lt;a href=&quot;http://www.savvysugar.com/user/amber512&quot; title=&quot;View amber512&#039;s profile&quot; class=&quot;user-profile-link&quot;&gt;amber512&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;Another one here who loves gift cards! Any cash I get goes to  savings or bills. But gift cards are the equivalent of saying, &quot;Here,  Jen, treat yourself to something from this store that you       normally don&#039;t go to because you can&#039;t justify spending the money.  Have fun!&quot; - &lt;a href=&quot;http://www.savvysugar.com/user/Girl%20Jen&quot; title=&quot;View Girl Jen&#039;s profile&quot; class=&quot;user-profile-link&quot;&gt;Girl Jen&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;I love getting gift cards. They are really good gifts, especially  to stores you&#039;d like to shop in, but are without funds for. - &lt;a href=&quot;http://www.savvysugar.com/user/HoneyBrown1976&quot; title=&quot;View HoneyBrown1976&#039;s profile&quot; class=&quot;user-profile-link&quot;&gt;HoneyBrown1976&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;To hear more love for gift cards, &lt;a href=&quot;/Gift-Card-Presents-12619966#read-more&quot; title=&quot;Read more.&quot; class=&quot;read-more&quot;&gt; read on! &lt;/a&gt;</description>
 <comments>http://www.savvysugar.com/Gift-Card-Presents-12619966#comment</comments>
 <category domain="http://www.savvysugar.com/tag/community">community</category>
 <category domain="http://www.savvysugar.com/tag/gift cards">gift cards</category>
 <category domain="http://www.savvysugar.com/tag/Reader Roundup">Reader Roundup</category>
 <pubDate>Thu, 16 Dec 2010 14:00:29 PST</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/Gift-Card-Presents-12619966</guid>
</item>
<item>
 <title>Why People Hate on Gift Cards</title>
 <link>http://www.savvysugar.com/Gift-Cards-Holidays-12599343</link>
 <description>&lt;a href=&quot;http://www.savvysugar.com/Gift-Cards-Holidays-12599343&quot;&gt;&lt;img  width=107 height=160  src=&#039;http://media1.onsugar.com/files/2010/12/50/2/192/1922441/aa4c668b976eec7c_83217898.large.jpg&#039; /&gt;&lt;/a&gt;&lt;p&gt;I was amused to read &lt;a href=&quot;http://www.slate.com/id/2111769/&quot;  target=&quot;_blank&quot;&gt;an article in Slate&lt;/a&gt; about the evils of gift cards because I coincidentally recently talked to a friend about her gift card fiasco. I&#039;ve also previously talked about the ways &lt;a href=&quot;http://www.savvysugar.com/Gift-Cards-Vs-Cash-11204372&quot; target=&quot;_self&quot;&gt;cash trumps gift cards&lt;/a&gt; and suggested some &lt;a href=&quot;http://www.savvysugar.com/Creative-Cash-Gift-Ideas-12019165&quot; target=&quot;_blank&quot;&gt;cute ways to dress up your present of cold, hard cash&lt;/a&gt;. So if you&#039;re thinking about giving someone special a gift card for the holidays, read some of the arguments against them before buying one.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Spend More&lt;/strong&gt;: Most people tend to go over the limit, because sometimes the amount is not enough for what they actually want from the store or they&#039;re buying something they won&#039;t necessarily spend money on just to use up the gift card.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Dose of Guilt:&lt;/strong&gt; If your gift card expires, you&#039;ll feel a healthy dose of guilt about wasting money and maybe blame yourself for forgetting.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Bothersome Hiccups:&lt;/strong&gt; Be aware that you&#039;ll face bumps that you won&#039;t get with cash. My friend suffered a bunch of hiccups because the salesman accidentally rang the card up twice. She then proceeded to have to go through customer service, who said they couldn&#039;t do anything about it. This resulted in going back and forth between the store and the gift card issuer, which took up a lot of time and energy. &lt;/li&gt;
&lt;/ul&gt;
</description>
 <comments>http://www.savvysugar.com/Gift-Cards-Holidays-12599343#comment</comments>
 <category domain="http://www.savvysugar.com/tag/Holiday">Holiday</category>
 <category domain="http://www.savvysugar.com/tag/gift cards">gift cards</category>
 <category domain="http://www.savvysugar.com/tag/cash">cash</category>
 <category domain="http://www.savvysugar.com/tag/presents">presents</category>
 <pubDate>Tue, 14 Dec 2010 14:50:34 PST</pubDate>
 <dc:creator>Emily Co</dc:creator>
 <guid>http://www.savvysugar.com/Gift-Cards-Holidays-12599343</guid>
</item>
<item>
 <title>5 Ways to Give the Gift of Charity This Holiday </title>
 <link>http://www.geeksugar.com/Charity-Gift-Cards-12220221</link>
 <description>&lt;a href=&quot;http://www.geeksugar.com/Charity-Gift-Cards-12220221&quot;&gt;&lt;img  width=160 height=133  src=&#039;http://media4.onsugar.com/files/2010/11/47/3/192/1922507/647efd919e9fbf66_Donate.large.jpg&#039; /&gt;&lt;/a&gt;&lt;p&gt;Talking about &lt;a href=&quot;http://www.geeksugar.com/tag/Black+Friday&quot; &gt;Black Friday&lt;/a&gt;, &lt;a href=&quot;http://www.geeksugar.com/tag/Cyber+Monday&quot; &gt;Cyber Monday&lt;/a&gt;, and our &lt;a href=&quot;http://www.geeksugar.com/tag/2010+Holiday+Gift+Guides&quot; &gt;holiday shopping lists&lt;/a&gt; may be fun and all, but the truth is, there are a lot of people out there that are left wanting or are in need of help. The spirit of the season is really about giving, so instead of buying expensive gadgets and frivolous gifts this holiday, why not consider giving the gift of charity instead? There are plenty of ways you can use your money for the greater good, and here, five charitable networks that will help you along the way. Warning: giving these gifts may bring on unexpected warm-fuzzies. &lt;/p&gt;
</description>
 <comments>http://www.geeksugar.com/Charity-Gift-Cards-12220221#comment</comments>
 <category domain="http://www.geeksugar.com/tag/Shopping">Shopping</category>
 <category domain="http://www.geeksugar.com/tag/Charity">Charity</category>
 <category domain="http://www.geeksugar.com/tag/Holiday">Holiday</category>
 <category domain="http://www.geeksugar.com/tag/gift cards">gift cards</category>
 <has-gallery></has-gallery>
 <pubDate>Sat, 27 Nov 2010 04:00:08 PST</pubDate>
 <dc:creator>Kristy Korcz</dc:creator>
 <guid>http://www.geeksugar.com/Charity-Gift-Cards-12220221</guid>
</item>
<item>
 <title>How Do You Spend Your Credit Card Points?</title>
 <link>http://www.savvysugar.com/Credit-Card-Points-11242248</link>
 <description>&lt;a href=&quot;http://www.savvysugar.com/Credit-Card-Points-11242248&quot;&gt;&lt;img  width=160 height=106  src=&#039;http://media2.onsugar.com/files/2010/09/39/1/91/917759/image.large.jpg&#039; /&gt;&lt;/a&gt;&lt;p&gt;&lt;em&gt;Reader &lt;a href=&quot;http://how-do-you-save.savvysugar.com/user/birdsflyinghigh&quot;  title=&quot;View user profile.&quot;&gt;birdsflyinghigh&lt;/a&gt; wants to know how Savvy readers spend their credit card points. This &lt;a href=&quot;http://how-do-you-save.savvysugar.com/How-Do-You-Spend-Your-Credit-Card-Points-11241829&quot;  target=&quot;_self&quot;&gt;question&lt;/a&gt; was posted in the &lt;a href=&quot;http://how-do-you-save.savvysugar.com/&quot;   target=&quot;_self&quot;&gt;How Do You Save&lt;/a&gt; group:&lt;/em&gt;&lt;/p&gt;
&lt;p&gt;So I use my credit card and always pay it off each month, so I never carry a balance. I use it since it rewards me with points and while I could easily just use my bank cards, I feel at least with my credit card I get a little back. Initially I was cashing in my rewards for gift cards, one year I bought nearly all of my gifts with gifts cards from my credit card. But I also noticed with these gift cards, I would end up spending more money at the retailer. Not the best for a budget, of course! With a little more research, I realized for the same amount of points my credit card company would credit cash  towards my balance. So rather than spending a little more money with those gift cards, I now have the cash rewards applied to my balance. Much better for the budget! I started to wonder how do others use their credit cards rewards?&lt;/p&gt;
&lt;p&gt;&lt;em&gt;To read about or spill similar savvy revelations, post in my &lt;a href=&quot;http://how-do-you-save.savvysugar.com/&quot;   target=&quot;_self&quot;&gt;How Do You Save&lt;/a&gt; group. &lt;/em&gt;&lt;/p&gt;
</description>
 <comments>http://www.savvysugar.com/Credit-Card-Points-11242248#comment</comments>
 <category domain="http://www.savvysugar.com/tag/rewards">rewards</category>
 <category domain="http://www.savvysugar.com/tag/community">community</category>
 <category domain="http://www.savvysugar.com/tag/credit cards">credit cards</category>
 <category domain="http://www.savvysugar.com/tag/gift cards">gift cards</category>
 <category domain="http://www.savvysugar.com/tag/how do you save">how do you save</category>
 <category domain="http://www.savvysugar.com/tag/Cash Back">Cash Back</category>
 <pubDate>Fri, 01 Oct 2010 05:00:32 PDT</pubDate>
 <dc:creator>SavvySugar</dc:creator>
 <guid>http://www.savvysugar.com/Credit-Card-Points-11242248</guid>
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