It makes sense.
We're thrilled to present this smart LearnVest story here on Savvy! You wouldn’t normally think of credit unions as sexy or hip. They don’t have glossy ad campaigns and beautiful branches on every street corner. Even their basic definition—non-profit financial co-ops — sounds boring. But these days, more and more Americans are clamoring to join the club of credit unions because of their Read more
Source Is Your Money Held by a Bank or a Credit Union? Bank Credit Union I have accounts with both. Read more
Whether or not you know the difference between a bank and a credit union most likely stems from where your parents held their money. Those who grew up taking trips in the minivan to their bank's local branch with Mom probably aren't familiar with how it differs from a credit union. Now that you're in control of your own money it's up to you to know your options and what type of institution will Read more
Do you have what it takes to buy a home? Consider this exhaustive guide from Kiplinger. Tired of renting? It could be a great time to buy your first home. In many cities, home prices have bottomed, and rents have risen. Mortgage rates are still superlow. In fact, homes haven't been as affordable since 1971. On the downside, in many cities, buyers have fewer homes from which to choose and more Read more
5 reasons to love your credit union — Credit Karma Career change: How to make it happen — HuffPost Women Money missteps that matter — Real Simple Quit smoking through helpful text messages — LearnVest Shop like a ninja on eBay — Wise Bread What you'd earn outside of the US — Bundle How fees eat up to 17 percent of your 401K — DailyWorth Time off is no option: It's required Read more
We're thrilled to present this smart Business Insider story here on Savvy! When it comes to marriage or a long-term domestic partnership, the whole "what's mine is yours" idea isn't always the wisest way to approach your finances. That doesn't mean there isn't a way to make joint bank accounts work, but Dr. Taffy Wagner, CEO of Money Talk Matters, cautions partners against ditching their Read more
By now, you've probably heard of The Approved Card from Suze Orman, a prepaid debit MasterCard endorsed by the personal finance guru. I guess it makes more sense for Orman to promote a financial product versus the Kardashians, but you would expect a no-fee miracle debit card that's beneficial to consumers. The population that's being targeted are people with little or really bad credit history, Read more
We're thrilled to present this smart Business Insider story here on Savvy! Credit card companies may be targeting consumers with great credit with a host of new perks recently, but CreditCards.com warns against falling for 0% balance transfer fee offers. In a study looking at offers from 37 lenders, the site found offers to waive these fees for as many as 21 months. But there's a catch: Read more
It's a new year and a new you! Fresh Start is a short series detailing 12 helpful tips to start off the year right, whether it be to advance your career or increase your financial cushion. We've already given you advice on kicking your daily deal habit, quitting caffeine, and making a call to lower your bills. Here's another way to start afresh in 2012. An important to-do on your financial list Read more
We're thrilled to present this smart LearnVest story here on Savvy! Most people know the typical credit no-nos: Don't make a late payment. Don't allow an account to go into collections. Avoid tax liens, bankruptcies and foreclosures. And of course, paying off credit card debt should be one of your top financial priorities. (To find out your other top financial priorities, use this simple Read more
