Is there any point to checking the credit of potential employees? According to research by Louisiana State University and two other universities, there is no link between bad credit scores and bad job behavior. Currently, when employers do credit checks, they can only access your credit reports and not your actual credit scores. However, this information can help them figure out what kind of Read more

This post is by reader brisas in our Ask Savvy group. Weigh in with your thoughts below. I avidly check my credit reports using Transunion, I recently logged and was amazed there was button to share your credit grade on Facebook. I am active on Facebook posting my funny stories, cool ideas, and a bunch of other things but I would never share my credit grade. Would you ever share your private Read more

We've given you great tips on protecting yourself against identity theft, but be aware of the top five places that are the most dangerous for disclosing your social security number at. Identity theft cases are on the rise, and 32 percent of the victims that computer security firm, McAfee, polled said their social security number was used. Keeping your social security number safe is very important Read more

By now you know your credit score, credit report, and fiscal responsibility are vital pieces of keeping lenders in your good graces. But, did you ever consider that a less than ideal credit score could be a deal breaker for a prospective employer? According to the Wall Street Journal, employers running background checks on potential hires are also anxious to get their hands on their credit Read more

By now we all know about the not-so-free nature of those FreeCreditReport.com services; a few of you even say you've fallen for its misleading practices. But even after the government publicly condemned the site, "free" credit monitoring services — which require you to sign up for a paid service, but promise you can cancel at any time — are popping up everywhere. One friend recently had a Read more

Most lenders use your FICO scores to determine your credit worthiness, but typically it costs you money to retrieve your own score. You have three FICO scores (one from each major credit bureau) based on the information each bureau keeps on file about you. If you don't want to shell out cash every time you have the urge to check your score, there's a solution for you. To find out what it Read more