Wedding season is here again, and brides and grooms everywhere are busy calculating the expenses of their big day. When you're paying for your wedding expenses, you might decide to use a credit card to enjoy some of the rewards. Before doing so, keep in mind that you should only charge what you can pay off immediately. It's not worth going into debt for just one day, no matter how special it is. Read more

If you owe credit-card debt, educate yourself with these pointers from Kiplinger about how the whole collections process works and what your rights are. Year after year, debt collection complaints rank among the most-common consumer grievances the Federal Trade Commission receives. In fact, reports of deceptive debt-collection tactics were the second-most common complaint (after identity theft) Read more

Data has been breached at a payments processing firm and the personal information of up to 10 million users can potentially be compromised, says security blog Krebs on Security. Apparently, the scale of the breach is "massive" and major credit card companies like Visa and MasterCard have been alerting their customers about this development and to reassure them that the actual Visa and Read more

We're thrilled to present this smart Business Insider story here on Savvy! Credit card companies may be targeting consumers with great credit with a host of new perks recently, but CreditCards.com warns against falling for 0% balance transfer fee offers. In a study looking at offers from 37 lenders, the site found offers to waive these fees for as many as 21 months. But there's a catch: Read more

It's a new year and a new you! We're highlighting 12 helpful tips to start off the year right, from quitting your caffeine addiction to mastering time management. Here's another way to start afresh in 2012. Americans are currently facing credit card debt worth $798 billion, according to November statistics from the Federal Reserve. Don't be another statistic — for a fresh start this year, Read more

Gear up for a smarter wallet, thanks to hi-tech advancements coming to the traditionally archaic pieces of plastic called credit cards. CES exhibitor Dynamics is the company looking to revolutionize the cash-less way we pay for goods. Packing computer brains into the same size and thickness as a regular credit card, the Dynamics card gives customers a range of financial options with the push of a Read more

I'm usually wary about pre-approved credit offers and I take pains to opt out of the ones I receive in the mail. But every once in a while, for better or for worse, one slips through. I recently received one that caught my eye: 50,000 reward points for spending just $500 on American Express. Since I pay off my credit card balances, hadn't applied for a credit card in a while, and am not applying Read more

Credit cards can be your best financial friend and your worst enemy. No matter how organized you are, staying within your limit, finding a card with a fair interest rate, and making payments is a monthly challenge. I get questions every day from readers about how to manage and navigate offers and keep your credit score sky-high. Here's a selection of my advice. When Should I Cancel My Credit Read more