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Take Stock of Your In-Home Media Memberships
There's no greater time than the beginning of the year to check in with your in-home entertainment memberships and make sure you are getting the biggest bang for your buck and relishing the packages you have signed up for. The upkeep will not only help you maintain your resolve to live below your means, but it will allow you take stock of whether or not your services or habits are sustainable. Check in with the following before the end of the month in an effort to get organized.
Cost of Cable Continues to Rise: Are We Wasting Our Money?
There was a time when cable was one bill I didn't pay because I simply chose to go without it. I was living in an apartment that didn't have a comfy living room, and I wasn't home very much, so it seemed silly to pay for something that would go unused. My living arrangements have since changed, and my couch is so comfortable that it really does call my name at the end of a long day.
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Snip, Snip: 12 Little (and Big) Luxuries We've All Cut Back On
Last week readers shared some of the pre-recession luxuries they've cut back on in the last few months, and I was somewhat relieved to learn we're all scaling back on the same things. While tightening the budget and eliminating your favorite little pleasures isn't enjoyable, there's something reassuring about knowing we're all in this together. What so-called extravagances were the first to go?
6 Ways to Cut Back on Utilities and Household Costs
Running a household isn't cheap. Whether you're a renter or an owner, you have a collection of other costs — from insurance, utilities, and groceries to cleaning and repair fees. Most SavvySugar readers dish out a minimum of $100 per month on utilities alone.
I'm Asking: What Luxury Have You Cut?
It's true what they say: little things do add up. Small luxuries can become very big luxuries when you consider how much you spend yearly. A co-worker recently admitted she's saved a few hundred dollars by doing her own mani-pedis, which used to cost her about $60 a month, since her husband was laid off.
Ask Savvy: Leaving the Nest Budget
Dear Savvy,
I moved back in with my parents about a year and a half ago to get my finances under control. I want to move out in the next few months but don't have a clue what my budget should look like. I want to live on my own (or with roommates) and be financially solvent — unlike the last time I was on my own.
Ask Savvy: How to Manage Money as a Couple
Dear Savvy,
My fiance and I combined our finances shortly after we got engaged last August, and I am in charge of managing our money. We're getting married in November. Right now, we pay everything we can with a credit card.
Commuters' Quality of Life Going Down the Pump
In what seems like a counterproductive way of living, workers are funneling more money from their paychecks into their gas tanks so they can get to and from the office.
CareerBuilder asked commuters to identify the ways they have modified their spending habits to afford a full tank of gas, and surveying the answers makes one thing clear: Americans, and especially commuters, have a reduced quality of life because of expensive fuel. It seems dining out is the first thing to go for most of the respondents; below are the ways people are making it work when they have to drive to work.
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