See a penny, pick it up? Marketplace interviewed one family of four who collected more than $1,000 in 2008 by picking up coins on the street. If you're worried about germs, the mom Barbara has her family covered and said, "We're all looking around.
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Opening your closet to constantly find the same old staring back at you might make you feel uninspired, but it seems more people are making due with their limited discretionary income by accessorizing the clothes they already have.
While most retailers did not fare well in 2008 and it's expected they will continue to struggle in 2009, the accessories market is projected to increase by 24 percent before the end of 2012. Analysts are particularly bullish on handbags and neckties.
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It's going to be a great year. Can't you feel it? Resolutions are only worth your time if you believe that you can commit to them, so set your sights on one or two goals and begin taking the steps to fulfill them.
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December can be an expensive month that leads to cringe-worthy credit card bills in January, but we're all different in the way we handle the gift buying bonanza at the end of the year. Some people opt to use cash-only to control their spending, some rely on debit cards to make keeping track easy, while others are all about using credit cards to earn points. How did you primarily pay for gifts this season?
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The New Year offers a clean slate for renewing goals or committing to new ones. We're most likely to succeed in following through with our resolutions if we create a realistic plan of action, whether the motivation is getting out of debt or getting a new job. How did you do with your '08 resolutions?
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Retailers are writhing from a rough year and are now hoping for their own kind of bailout. Their proposition doesn't exactly come out and ask the government for a sum of cash, but the federal government would essentially be flexing its money muscle.
According to The Wall Street Journal, The National Retail Federation (NRF) has proposed three periods of sales tax-free shopping in March, July and October 2009 that would each last 10 days.
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The day after Thanksgiving is typically the day of deals, but this year we'll be seeing even deeper discounts starting the day after Christmas (today!). Like Black Friday, many Americans don't have to go to work on Dec. 26, and it's expected that retailers will slash prices even more to get rid of old inventory.
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I'm a worrywart by nature, and these days more people can identify with that feeling of general anxiety. According to recent polls, 30 percent of Americans are worried they'll lose their jobs.
CNN Money points out that while current and projected unemployment rates aren't the worst we've seen, workers are scared for three main reasons.
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There are books available to guide us on everything from gardening and self-help to personal finance. The latter can be tough to select because there are so many titles telling us they can best fix our finances or get us rich. Have you ever bought a personal finance book?
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Most of us have had a few jobs since college, which is generally expected as job hopping is used to move forward with our careers. According to the Bureau of Labor Statistics, workers average more than 10 different jobs by age 42, but more people are staying in their jobs longer as the economy has weakened.
Because there aren't a lot of positions available to change jobs when workers are ready for a better opportunity or a higher salary, job hopping has slowed down quite a bit.
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