SavvySugar

Get Organized For October With SavvySugar Downloads

SavvySugar — Fri, 02 Oct 2009 04:00:35 -0700

Staying organized and on top of your savings are key to both long-term financial and personal success. Doing so isn't easy without a little extra assistance, which is why we've put together a selection of pretty printable downloads that will help you get and stay on track. The beginning of a month is the ideal time to get organized.

It's never too late: Check out Savvy's 2009 Resolution worksheet!

Get your budget on track with Savvy's Spending Tracker doc!

Did he put a ring on it? Download Savvy's Wedding Planning Checklist!

Back to Basics: Get Organized With Savvy Downloads

SavvySugar — Sun, 26 Jul 2009 05:08:00 -0700

It's never too late: Check out Savvy's 2009 Resolution worksheet!

Get your budget on track with Savvy's Spending Tracker doc!

Did he put a ring on it? Download Savvy's Wedding Planning Checklist!

Your Two Cents: Have You Been Tracking Your Spending?

SavvySugar — Thu, 12 Feb 2009 11:30:03 -0800

Thirty days ago I challenged you to take the first steps to getting your budget on track by using the SavvySugar spending tracker. The whole purpose of tracking your spending is to make your habits visible, so that you have a good idea of where you could be spending more wisely.

Have you been tracking your spending for the last month?

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Get Your Budget on Track With the Savvy Spending Tracker!

SavvySugar — Mon, 12 Jan 2009 09:30:18 -0800

Do you know how much you spend per month on food and beverages (I'm looking at you, 7-11 trips and work lunches) and personal care (can we say money-sucking drug store trips)? The new year is all about taking control, and most of you intend on saving more money or paying down debt in 2009. In order to find extra money in your budget to achieve your goals, you need to figure out where your spending can be trimmed. That's where my handy spending tracker comes in.

It's simple: For one month, track every single purchase, no matter how small. If you make a trip to the grocery store, take a moment to review your receipt so you're able to categorize everything into food, household, etc. You could wait to tally each category until the end of the month, or you can total each week to simplify the process.

Tracking your spending in this way makes every single purchase visible and paints a clear picture of where your money is going. After tracking, you should have a good idea of where you could be spending more wisely. I'll do a progress check with you on Feb. 12!

Download the SavvySugar Spending Tracker here or by clicking on the image above.

Your Favorite Money Management Tool in 2008

SavvySugar — Sun, 28 Dec 2008 07:00:00 -0800

According to the website, Mint.com has been named the best online personal finance tool by Money, Kiplinger, and PC magazines, and is PC World’s Editor’s Choice; now Mint can add another line to its accolades as the SavvySugar readers' favorite of 2008!

Unsure of what this online money management tool entails? Mint is a free website that allows you to view all of your accounts in one place, provides budgeting tools that help determine where would be easiest to cut spending, and helps find interest savings by comparing your bank account and credit card rates to others. Online management tools are extremely helpful in goal-setting, which sounds just perfect for the New Year.

Have you tried Mint? Why do you like it or dislike it?

Six Steps to Worrying Less About Your Money: Part V

SavvySugar — Fri, 22 Feb 2008 09:26:17 -0800

While the act of creating a budget may not be the first thing you want to do with the little spare time you have, the effects of budgeting - like being able to take that long awaited vacation - are more than worth the little effort it actually takes to organize your spending. Real Simple lists needing a budget fifth in the March issue's feature. To see the magazine's simple and useful tips for building a budget just read more

Grab a blank notebook: Write down every penny you spend for a whole month so you know where your money is actually going.
Take stock: At the month's end, categorize your spending in to basic categories (food, clothing, shelter, savings, etc) and divvy up your expenses.
Play with the numbers: If there's a concert you want to go to next month, rearrange the numbers so that maybe you spend less on eating out to buy the tickets. Your list of monthly expenses should serve as a guideline for all future spending.
Sign up for an online money-tracking program, like wesabe or mint: These programs can be linked to your credit card and bank accounts and will categorize your expenses for you. All you have to do is enter any purchases you made with cash.

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What Change Would Affect You Most?

SavvySugar — Mon, 07 Jan 2008 07:06:36 -0800

So you've made the commitment to revamp your finances this year, but where will you start? Prioritizing the changes you're making might be a no-brainer for you, or it may be a bit challenging. Which of these changes would impact your finances the most?

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Savvy Tip: Spring Clean Your Financial Habits

SavvySugar — Mon, 15 Mar 2010 06:00:41 -0700

Even if you didn’t make (or stick to) any Savvy resolutions this new year, or didn’t manage to give up a spendy habit for Lent, it’s never too late to clean up your finances and get yourself on the right track. Spring finally arrives this Sunday, so take some time this week to Spring clean your finances and start the season off right. Not sure where to start? Read on for a few ideas.

5 Ways to Make Every Month Easier

SavvySugar — Tue, 02 Feb 2010 08:00:01 -0800

Each new month brings a bittersweet mix of excitement and letdown. While you may be thrilled by the unknown or eagerly anticipating planned events, the first few days of the month mean it's time to pay up on bills and check your monthly responsibilities off the list. Make the calendar change easier by making a few simple adjustments that will streamline your financial cycle.

View Slideshow ›

Start the Month Off Right With SavvySugar Downloads

SavvySugar — Mon, 01 Mar 2010 14:45:42 -0800

Staying organized and on top of your savings are key to long-term financial and personal success. Doing so isn't easy without a little extra assistance, which is why we've put together a selection of pretty printable downloads that will help you get and stay on track. The beginning of a month is the ideal time to get organized.

It's never too late. Check out Savvy's 2010 resolution worksheet!

Get your budget on track with Savvy's spending tracker doc!

Did he put a ring on it? Download Savvy's wedding planning checklist!