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October
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5 Things You Must Do in October
October means it's full fledged Fall and time to kick off the holiday season. There are plenty of pretty things you must have this month, but make sure to set aside some time to take stock of your goals and gear up for the end of the year before you start spending on holiday presents and travel. What should you add to your October to-do list?
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October's Top Talker Award Goes To . . .
Congratulations to ilanac13 for being the top commenter for the month of October! Ilanac13, you'll be receiving a SavvySugar shirt in the mail any day now for your participation. Wear the cute pink piggy bank with pride!
It's Boss's Day! Are You Sending an E-Card?
To all of you boss ladies out there, Happy Boss's Day! October 16 marks the holiday for showing our bosses how much they are valued, and with 56 percent of you respecting your superior it seems there is a lot of thanks to go around.
Boss's Day might be slightly uncomfortable for someone that isn't used to singing her boss's praises directly, but as long as it comes off as a genuine thank-you your boss will welcome your effort in reaching out.
Get Organized For October With SavvySugar Downloads
Staying organized and on top of your savings are key to both long-term financial and personal success. Doing so isn't easy without a little extra assistance, which is why we've put together a selection of pretty printable downloads that will help you get and stay on track. The beginning of a month is the ideal time to get organized.
Are You Already Preparing For Holiday Shopping?
Usually when October hits, I'm in a panic just trying to get my Halloween costume together. But this year, as retailers start to gear up for the holiday shopping season, I'm wondering, why not follow suit?
According to recent Wal-Mart research, 70 percent of the store's customers plan to start shopping for holiday items before Halloween, so it's no wonder that the company has already announced its holiday spending incentive — a deal that offers a list of 100 toys for just $10 each.
Straightforward Credit Cards Could Be the New Trend
Bank of America announced a new credit card that comes with, wait for it, a simple one-page explanation of terms and conditions. The BankAmericard Basic Visa card will be available in October and features a fixed rate tied to prime and a flat fee of $39 for late payments. Here's more:
- The fixed rate is equal to the prime rate plus a margin of 14 percent, and the rate is the same whether you're making a purchase or taking a cash advance.
- The rate isn't tied to a customer's payment history or credit rating like most credit cards.
- There are no fees for going over the credit card limit.
10 Places to Budget Travel This Fall
Savvy travelers know that great deals can be had in shoulder season, the times that fall on either side of a peak travel time. Budget Travel scanned the globe for the best places to visit during the in-between months of September, October, and November, and here are some of the best deals among the bunch.
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Fly on the Cheap This Summer With Southwest
We already love Southwest for its no-fee policies, and now the airline is giving us another reason to scour its website before any others. Southwest is having a Summer sale with one-way fares starting at $49. You must purchase your tickets by May 14 for travel through October 28, and a 14-day advance purchase is required.
Brilliant or Baffling: Snuggie, the Blanket With Sleeves
Have you noticed there's been a whole lot of gab about a blanket with sleeves lately? The Snuggie ($19.95) has taken the infomercial scene by storm, though it's not the first invention of its kind. Two other blankets with sleeves were on the market for a few years before the Snuggie appeared in 2008.
Would Sales Tax-Exempt Shopping Days Make a Difference?
Retailers are writhing from a rough year and are now hoping for their own kind of bailout. Their proposition doesn't exactly come out and ask the government for a sum of cash, but the federal government would essentially be flexing its money muscle.
According to The Wall Street Journal, The National Retail Federation (NRF) has proposed three periods of sales tax-free shopping in March, July and October 2009 that would each last 10 days.
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