The good ol' days when ING's interest rate hovered around three or four percent are now gone. Instead, the rate keeps dropping, and the online bank has just lowered its interest rate to 0.9 percent from one percent four days ago. As the New York Times noted, ING has given full disclosure in the fine print that they "may change the Interest Rate for your account at any time." Of course, those who Read more

ING Direct is famous for being truly digital — not having brick-and-mortar stores and offering paperless accounts. However, it seems it has succumbed to its customers' needs and is offering the option for ING account holders to use paper checks. Although paper-check payments are slowly being phased out as banking becomes more digital, checks still make up less than 25 percent of non-cash Read more

It's sad that we've been penalized for fees so much that most people are finding it hard to tell which fees are real or fake. In fact, in a recent ING Direct survey, none of the 1,000 participants managed to correctly categorize bank fees. Here are some ways ING advises to avoid facing the real fees: Read the fine print when you sign up for checking accounts. Avoid the automatic opt-in overdraft Read more

I'm a huge fan of ING Direct, and I just discovered that my favorite online bank will be opening a cafe near me in San Francisco later this year! It'll be the eighth ING cafe in the nation and the first one in the Bay Area. I find the concept of drinking coffee and eating at a place where I do my banking pretty novel, but it seems like Yelp users give it a thumbs up. According to reviews, people Read more

Thanks to the overly hair-sprayed bouffants of the '60s (not to mention the winglike side flips of the '70s), hot rollers have often gotten a bum rap. "I think that that's the nightmare that you don't want — that you suddenly have these two huge, voluminous, poofy sides all going backwards, when in reality you're looking for that ultraglam, fluid movement," says celebrity stylist and beauty Read more

We're thrilled to present this smart LearnVest story here on Savvy! Rainy days are inevitable. Lately, they seem to stretch into rainy weeks and months. To guard against these unexpected tough times — emergencies — an easily accessible stash of cash is a must! Build It Up Experts recommend that you have at the minimum 6-9 months of your living expenses in a savings account for potential rough Read more

Smart moves career girls should make this Fall! 7 apps that will help you save at the supermarket. 9 Halloween costumes to make on the cheap. 5 steps to take when you're filing for bankruptcy. Feng Shui your office for better energy. Don't let these 7 career monsters scare you. Here's how to explain why you were laid off in a job interview. ING Direct drops its interest rate yet again. Read more

Many are unhappy with the debit card fees introduced by banks that want to reap more profit from their customers. I'm sure by now you've heard about the $5 monthly fee Bank of America is planning on charging for debit card usage. Other banks plan to follow suit and consumers have been lashing back, threatening to cancel their accounts. According to a SavvySugar poll, 91 percent of readers are Read more

The antler and hunting trophy trend has been around for some time, and I will venture to say that taxidermy wall décor and antler chandeliers (sorry, Jason Miller) are officially over. But there's still a place for a call to the wild in your home — if you get creative. I love how one Living Etc reader reimagined the style by DIY-ing a set of rustic curtain rod finials and curtain tiebacks Read more

We're thrilled to present this smart Kiplinger story here on Savvy! Has your budget sprung a leak? Nearly everyone has spending holes. And as with other kinds of leaks, you may have hardly noticed them. But those small drips can quickly add up to big bucks. The trick is to find the holes and plug them so you can keep more money in your pocket. That extra cash could be the ticket to finally Read more