Nov 10, 2009 -
The best times to make purchases aren't reserved for the moments when you need a little retail therapy. Sales and special promotions might seem sporadic to most of us, but retailers are relatively systematic operations. Mark these months on your calendar for the best time to buy everything, from clothes to cars.
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Nov 14, 2009 -
If you spent Monday through Friday monitoring your spending and trying to be productive and efficient, don't erase all your hard work with a wild weekend of spending. Consider these smart saving tips before you whip out your wallet this weekend.
Save Big When You Eat Out — Tough times for consumers mean empty tables at restaurants — and to fill them, restaurants are making menu changes and slashing prices, or offering discounts.
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Nov 11, 2009 -
Dear Savvy,
I recently got a letter in the mail from a local car dealership requesting that I trade in my 2001 VW Passat, saying that they are getting lots of requests and stating the blue book value for my car. I wouldn't mind buying a new car, but promised myself I would drive my car until it is unrepairable or I graduate from college, whichever comes first. I still have two more years to go, but if this offer is legitimate, I don't want to let the opportunity go.
- 6 Comments
Nov 10, 2009 -
If you want to learn to act like the boss, you may want to pick up a copy of Stanley Bing's (aka. Gil Schwartz) new book, How to Relax Without Getting the Axe. Just be fair warned, Bing's tips for getting ahead are much more playing the part than they are actual guidelines for working your way up the corporate ladder.
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Oct 31, 2009 -
If you spent the week carefully monitoring your spending and trying to be productive and efficient, don't play clueless on the weekend and blow all your efforts with a Saturday spending spree. Consider these smart saving tips before you whip out your wallet.
Take a Hands-Off Approach to Spending Less — Research shows that you don't necessarily have to stay out of stores altogether, but you should be mindful of where you put your hands if you want to refrain from spending.
Calculate a Purchase in Terms of Hours Worked — As much as we all promise ourselves that we'll only buy things we absolutely cannot live without, sometimes in the heat of the shopping moment that mentality is substituted by one of like, not love.
Ask These Four Questions Before You Spend — Besides calculating the cost in terms of hourly compensation to judge whether or not a particular item is worth your time and money, there are some other things to keep in mind.
For three additional suggestions, read more
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Oct 29, 2009 -
Finance expert and author of the best-selling book, I Will Teach You To Be Rich, Ramit Sethi, has loads of savvy tips to make you money-wise and wealthy. His thickest piece of advice? While it's hard to narrow it down to just one of his strategies, the best get-rich tip may just be to do a little self-evaluation and find out how you think of wealth.
- 14 Comments
Jul 07, 2008 -
Your scrapbooks scattered with ticket stubs from concerts and baseball games may give you the itch to get out and enjoy some live music or watch men in uniform, but it's a commitment to purchase tickets a few months in advance. The online marketplace for buying and selling tickets for sports events and concerts is continually growing and that's good news for consumers.
According to Sean Pate, a spokesman for StubHub, "The very best time to buy is four days before an event because that's the deadline for buyers' listings to expire.
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Sep 24, 2009 -
We don't need surveys to tell us that Americans have cut back significantly on spending, but there are plenty of sources if anyone's looking for proof. A new survey by IBM found that more people have been shopping at a variety of stores to find the best deals, and shoppers are focusing on quality and value almost as much as price. Guy Blissett, consumer products leader for IBM Institute For Business Value, commented, "I think it's a much more sophisticated approach to shopping."
- 6 Comments
Sep 15, 2009 -
Just about a year ago, our financial system as we knew it was collapsing — Wall Street was in shambles. Things kept getting worse in pretty much every corner of the economy, and we're still trying to figure out whether or not the country has reached a state of recovery. The housing market has been particularly tumultuous, but many new buyers are taking advantage of lower home prices and finding themselves in escrow for the first time.
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Aug 27, 2009 -
We got some good economic news during the past week with announcements that July's new and existing home sales jumped significantly, beating analysts expectations. While buying a home isn't the best choice for everyone and not every American considers home ownership part of the dream, lower prices have made it an option for more people who want it.
Because the market has sunk deeply in certain areas, owning a home can cost nearly the same as renting.
- 2 Comments