Aug 10, 2009 -
Does Your Bank Charge For Using Other Banks' ATMs?
Yes, I'll tell you how much in the comments.
No.
- 11 Comments
Jul 22, 2009 -
Do You Say Anything When Someone's Too Close at the ATM?
Yes
No
- 9 Comments
Jul 16, 2009 -
The recession is still in full swing, but Goldman Sachs is on track for a record-setting year in terms of employee compensation. The firm yesterday reported second-quarter profits of $3.4 billion, and if it continues with the same success rate as the first half of 2009, employees would share a record bonus pool come year-end.
If the estimations materialize, Fortune points out, "The average Goldman worker could end up taking home more than 10 times the typical American family's income."
- 8 Comments
Jul 07, 2009 -
You're a pro at avoiding ATM fees and finding free checking, but banks are slapping fees on everything from your standard withdrawal at another bank to helping its customers. Yes, that customer service call could come with a charge. Banks are relying on fee income more than ever, so don't be surprised if your institution starts sticking you with a tab for checking your balance.
- 1 Comment
Apr 21, 2009 -
Source
Is Your Money Held by a Bank or a Credit Union?
Bank
Credit Union
I have accounts with both.
- 14 Comments
Mar 25, 2009 -
Banks collected $39 billion in account fees and penalties last year, but the American Bankers Association says 52 percent of consumers don't spend anything on bank fees each month. So what does the other half know that you don't?
Consumer Reports suggests looking for a large bank with plenty of ATMs at convenient locations so you don't get suckered into paying ATM fees, which can add up quickly.
- 6 Comments
Mar 24, 2009 -
Severing ties with a bank can feel a lot like breaking up with a guy. The bank will probably ask for a reason ("It's not me! It's you!") and you have to let all the major institutions in your life know about it otherwise your automatic bill pay goes array.
- 38 Comments
Mar 23, 2009 -
It's something a lot of couples argue about. Often it's more important to one of you than the other. But when one of you slips, both of you suffer.
- 11 Comments
Mar 20, 2009 -
Sometimes, we pretend things are there when they're actually not — like a connection with the guy who works in the office across the hall or positive cash flow in our bank accounts. An account balance that's dangerously flirting with zero is at risk of accruing heavy fees and could put you even further behind on the quest to get your finances on track.
Many checking accounts come with the option of overdraft protection, which means a check won't bounce if you write it for more than your account's balance.
- 8 Comments
Mar 17, 2009 -
There are several reasons why you might feel compelled to break up with your bank: You found better interest rates, cheaper ATM fees, more reliable customer service, or a more user-friendly website. Whatever your reason for wanting a change, make sure you keep these tips in mind on the path to making your ex-bank history.
Once you've found the best bank for you, open a new account.
Stop using your old account, but leave some cash to cover any outstanding checks, automatic withdrawals, or automatic payments.
Give your employer your new bank information so they can direct deposit your paychecks.
Move all automatic withdrawal and online bill pay information to your new bank account.
- 4 Comments