I think the most dramatic stories of 2007 had to do with housing; it makes me wonder how many babies' first words were "mortgage crisis"! Seriously though, the scattered pieces from last year's mortgage meltdown will continue to be picked up in 2008 and it's going to be tricky. Foreclosures will continue for millions of people and the government is trying to deal with the mess, but where does that leave anyone who's in the market for a new home?