The 4 Essentials for Living Your Best Life in 2020 — and Beyond

After all that holiday shopping, you probably need a little help getting your finances back in order. The start of a new year is a great opportunity to set financial goals and create a money management plan. Using a digital tool like Eno® from Capital One® can help you manage your finances and stay on top of your spending year-round. Eno looks out for your Capital One accounts 24/7 and sends proactive alerts and useful insights for things like possible double charges or when a credit has posted from a return you made – so you are always in the know.

Eno even monitors your free trials for certain online subscriptions — it sends reminders when they are about to end so you can cancel before they renew, avoiding any unwanted charges on your account. Hello, peace of mind! With Eno as your financial sidekick, managing your money is easier than ever so you can stick to your goals and get back to living your best life.

Now is the perfect time to declutter and add a healthy dose of organization to your life. Go through your closet and clear out everything you haven't worn in the past year — be brutal! — and donate it to your local shelter. Take it one step further and apply that to the rest of your home by tossing all those warped kitchen tools, clearing out your vanity, and organizing your junk drawers. Get rid of anything you don't actually need – trust me, you'll feel so much lighter. Plus, you'll now have so much more space for the things you actually need.

Self care can take many different forms. Perhaps it means committing to a skincare routine — or even just making a point to wash your face every night before you go to bed. It could also mean sticking to an exercise routine like going to yoga or for a morning run a few times a week. The most important thing to remember is that it's ok to take some time out of your hectic schedule to focus on yourself and your wellbeing. Be a little selfish! Say no to plans so you can stay in and do a face mask or take a bath! Self care means doing whatever you need to do to relax and recharge.

We know ordering delivery or getting takeout is so much easier than actually cooking something for yourself. However, this year, we challenge you to try cooking at least a few days a week — whether that means a quick and easy dinner or full-on meal prep for a week of lunches. We promise you'll feel the difference, both in your body and in your bank account. Plus, cooking can be so much fun! Make a hobby out of finding new recipes you want to try and invite friends over to cook together.