I like to think I'm disciplined with my weekly workout schedule, but sometimes I need some additional coercing to get my butt to the gym. Online progress tracking tools are great for keeping you motivated, and for holding you accountable if your healthy habits happen to take a nosedive. With the holidays just around the corner, many of us will be on the road visiting friends and family, making it increasingly difficult to keep up with our fitness routines. So we've rounded up five fitness tracking websites to help keep you on track — and they're all free!
Citibank recently launched one of the latest web tools for the fabulously wealthy: an online system called Spend Grow Give that monitors their kids' allowances. It's a strategy that aims to capture a chunk of the millionaire heir market. By getting them involved at a young age, the bank is hoping this will ensure the heir's loyalty even after he or she reaches adulthood.
The good news is you don't have to be a millionaire to track your children's money the techie way. I found a pretty nifty downloadable program called KidsSave that costs $19.95. Unfortunately, it's not a website, but you can try it free for 35 days to see if you like it. You can set up accounts for your children, enable saving locks, and even create interest rates for their allowance. Judging by the fun buttons and bright colors, it seems to be pretty kid-friendly!
Parents find negotiation for cars and talking to their children about finances to be equally stressful, according to a new poll by PASS from American Express. Perhaps using a program like this is a great way of introducing the topic!
What if it were easier? With the help of The Real Damage, it actually is. The site's tool does the scary math for you. Simply enter in the amount you plan on spending for an item, say a blouse for $75, but "with an APR of 15 and a balance of $1,200 with the minimum payment calculated by 'Interest + 1% Balance' gives a Real Damage value of $168.75." Now, if you're paying off your card in full every month, this may not apply, but if you're not, it may be in your best interest to see exactly how much that interest is costing you. No, you may not check up on every purchase, but certainly checking in on the real damage every so often is bound to give you a reality check that might actually curb spending. What do you think?