credit card

Travel

The 5 Tricks of Travel Credit Cards

Everyone loves traveling rewards from travel credit cards, but how much do people actually know about the details of the rewards?

Everyone loves traveling rewards from travel credit cards, but how much do people actually know about the details of the rewards? LearnVest advises us to be more aware.

Travel rewards credit cards combine two of everyone's favorite things: travel and rewards.

And they're everywhere. You can't turn on the TV, walk through an airport, or flip open a magazine without seeing ads for the next great travel card. But to understand how these programs really work, you need to know more than a 30-second commercial can tell you.

For instance, what do you know about redemption fees? And how much money are your "points" actually worth?

It depends on your card, but travel rewards cards can be inconvenient, expensive, or downright deceptive. So before you apply, you need to read the fine print and do your research. We can't help you with the fine print, but you can start your research here.

Related: New Flight Pricing Could Take Off

Are you aware of these tricks?

Geek Tip

Cyber Monday Geek Tip: Stick to One Credit Card

Not into the shopping madness of Black Friday?

Not into the shopping madness of Black Friday? I don't blame you, but you shouldn't worry about missing out on any deals on electronics just because you want to skip the 4 a.m. wake-up call. Cyber Monday is quickly becoming the shopping holiday of choice for Internet-savvy geeks, and for good reason — you can score serious deals without ever leaving the comfort of your couch!

Making purchases online can be risky though, especially during the holidays, so you should be extra careful to make sure the site you're buying from is legit before you click that "Buy" button. But there's more — find out one easy way to help protect your finances this holiday after the break.

Website of the Day

Website of the Day: Creditable

Got a mountain of credit card debt that seems too large to tackle?

Got a mountain of credit card debt that seems too large to tackle? Let Creditable help you out. This website provides all the tools you need to pay off your credit cards, get organized, and boost your credit score. With personalized payment plans, credit card trackers, tips to keep your credit score healthy, and approval estimators that help you gauge if you'll be approved for a card before you actually apply (which keeps negative points off your credit score), it's your one stop shop for credit organization. Oh, and did I mention it's free to use? Free is good for any financial situation.

Do you have an interesting website you want to share? Join the Website of the Day group, and blog it for a chance to be featured on GeekSugar.

News

Mophie Gets Down to Business With New Case

Good news small business owners — Mophie is making it easy for you to make like an Apple store employee and take payments from your handset.

Good news small business owners — Mophie is making it easy for you to make like an Apple store employee and take payments from your handset. A partnership between Mophie and Intuit brings the Complete Credit Card Solution, an app and case combo that lets you take mobile credit card payments from customers anytime, anywhere.

Mobile payments are taking off, not only in the consumer space, but unhinging from a cash register allows small businesses to make money from festivals, fairs, and expos where they might have been limited to cash payments before. What's so great about this mobile payment set up, you ask? Find out my thoughts after the jump.

News

Would You Get a MySpace Credit Card?

What's in your wallet?

What's in your wallet? Could be a credit card with your social network on it, if you so please.

CitiBank has collaborated with MySpace to offer a credit card that will have a rewards program with things like access to MySpace events and free music downloads.

My days of decisions to apply for a fun rewards credit card are pretty much over; on that note, the age range that this is probably meant for is that of kids who still primarily use MySpace.

I have fun on my social networks and all, but I don't think I'll be combining that with my financial life anytime soon. What about you?

Would you open a MySpace credit card?

Money

How Do You Feel About Splitting the Bill Equally?

Here's the scenario. You go out to dinner with a group of friends.

Here's the scenario. You go out to dinner with a group of friends. You get appetizers for the table, drinks are being ordered left and right, you share a few desserts, and when the bill comes, it's just assumed that you split it equally. This would make sense if you all ate and drank the same, but that really doesn't happen, does it? I usually have my fair share of drinks with dinner, but when I see my friend sipping Pellegrino, I feel like it's not fair for her and she'll end up paying for my drinks.

So what do you do in this situation? Do you split the bill even if one person ordered fillet mignon and another ordered a side salad? Do you ask for a separate bill when you order or do accept that it's just the price you pay for going to dinner in a group?

Source

Accessories

Trend: Upgrade Your Credit Card with CreditCovers

Do you ever look at your credit card and thing, "golly, this thing is boring.

Do you ever look at your credit card and thing, "golly, this thing is boring. I really need to bling it out so it looks more exciting!" Enter CreditCovers, which are trendy "skins" for your credit cards. In fact, the covers work for any kind of plastic - credit cards, debit cards, ATM cards, cash cards, loyalty cards, store cards and gift cards. Think about it," says the website. "There are three things you probably never leave the house with: your cell, your ID, and your credit card. You don't let your mom choose your clothes, so why would you let your bank choose how your cards look? Why not have some cool, original art on your cards - a different CreditCover for every card!"
Note: They're not slipcovers, they only apply to the front of your cards, not the back, so they won't mess up your magnetic strip. All styles cost $4.99.