iPhone Apps For Budgeting On the Go

Ask Savvy: iPhone Apps For Budgeting On the Go


Dear Savvy,

I recently made a budget to curb my spending and start making a significant dent on my debt. Is there an iPhone app that allows me to track my purchases for the week? I want something I can access on the go.

Savvy says: Any day is a good one for getting your finances in order, and kudos to you for making a savvy Spring resolution. There are several iPhone applications that could suit your needs. To see details on a few that could be good bets, read more.

  • Spend ($0.99): This inexpensive app advertises itself as a "quick and easy to use budget tracker." It allows you to see your budget broken down into specific categories, and when you enter how much you've spent in a particular area it calculates how much you have left for the day.
  • Cha-Ching ($2.99): Similar to Spend, this app is for "budget management on the go." You're able to enter transactions and customize categories that you may have outlined in your personal budget.
  • Mint (free): If you haven't already signed up for Mint, it's a really great way to organize a budget and see where your money is going. You'll need to sign up with the website in order to take advantage of the app. There doesn't seem to be a way to manually catalog your purchases, but it provides an easy-to-follow overview of spending patterns and bank balances. I encourage you to check it out — it's helped more than a few friends get out of debt by sticking to a budget. You can even text to immediately find out your balances, so you'll always know if you have enough to cover an expense.

Have any of you been using iPhone apps for managing your money?

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