It's bad news for retailers, but good for financial health. Cash is making a comeback as the preferred method of payment. Online retailers are particularly troubled by consumers shying away from their credit cards, and according to the founder of Consolidated Credit Counseling Services Howard Dvorkin, "With credit cards, consumers spend 30 percent more (on purchases) than with cash."

Americans have usually gone back to ol' reliable cash when the economy is troubled, like after the Sept. 11 attacks. Dvorkin thinks consumers will return to their credit-spending ways when the economy gets on its feet, saying, "It's hard to to teach an old dog new tricks. Consumers have short memories. When the economy turns around, they'll return to the same old ways."

Do you think consumers will learn their lesson this time around, or will most resume reliance on credit cards when the economy turns around?

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Maybe the person you spend all day with at the office has become close to you simply because you're forced to be around the person all day, but according to a recent Careerbuilder survey, there is a 20 percent chance your significant other is jealous. The survey discovered that out of more than 6,000 respondents, 10 percent said they have a work spouse, and of those people who feel they might as well be married to their co-worker, 20 percent said their actual significant other is jealous of that person. Workers were asked to rank platonic couples we see working together on TV, and below is the final ranked list. Do you feel like you have a work spouse?

1. Regis and Kelly
2. David Letterman and Paul Shaffer
3. Jay Leno and Kevin Eubanks
4. Meredith Vieira and Matt Lauer
5. Howard Stern and Robin Quivers
6. Judge Judy and Petri Byrd

See the other six platonic couples when you read more

The most confusing part of getting my first job out of college wasn't getting used to the structured days, it was deciphering the health care plan options that were offered in my benefits package. Years later, the choices make a little more sense but they still aren't 100 percent clear, and one thing is for sure: health care is more expensive. Hewitt Associates estimates that total health care spending will cost eight percent more than it was last year, and not paying attention to whether or not your plan is best for you could mean you are spending more than necessary. CNN Money broke down how to evaluate the situation so you can make changes to your plan for 2009 if needed.

1. Separate the apples from the oranges. More companies are offering the option of high-deductible plans with an HSA. This type of plan will likely save you money while you're healthy, but could end up costing you more when you are sick. Make sure you can afford the deductible before opting for this plan.
2. Narrow the oranges. Are your doctors in-network? And would you ever want to go out of network? If you want to keep your current provider, call your doctors to see if they'll accept the plans you're considering. Note that HMO and POS plans usually require a recommendation to see a specialist, so if you're too busy to fit in an extra appointment just to get the referral, a PPO might be a better choice.

Don't miss steps three and four, just read more