Your Two Cents: Do You Follow a Budget?

August 19, 2008

by POPSUGAR Smart Living 29

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29 Comments

MelissaIsTheBest 4 years 38 weeks

I second that Estelle! You said exactly what I was thinking. Gosh it's tough.

MelissaIsTheBest 4 years 38 weeks

I second that Estelle!You said exactly what I was thinking. Gosh it's tough.

LoveSarah 4 years 38 weeks

I try but it's hard. My bills aren't always the same and my paychecks aren't always the same. Plus, it's depressing because I'm always under no matter what, and I would just rather not think about that!

Renees3 4 years 39 weeks

I just implemented a budget thing. I put together a thing on Excel with everything I have to pay each month, what percentage of my check it is and when I type in how much I made it tells me how much I have left over. So far it's really helped.

bingkaycoy 4 years 39 weeks

Being raised poor and having my own business in my late 20's have discipline me to be budget-conscious all the time. Especially at these times, it's really necessary to spend your money wisely. Plus, my husband and I are saving for a secure future so that we can retire early , preferably at 55 yrs. old. Right now, we're both 40.

bellaressa 4 years 39 weeks

Yes, I follow a strict budget. I went off the budget two weeks ago to buy myself a birthday gift. Sephora - is like death. I am now banning myself until the holidays.

skigurl 4 years 39 weeks

not at all. i have all kinds of money and i try not to spend like a crazy person, so i can save, but its not like i'm on a tight budget.

TidalWave 4 years 39 weeks

Yes I do! I slack a little bit from time to time but always get my monies straight beefore the end of the month. http://teamsugar.com/user/TidalWave/blog/1653564

runnergeek 4 years 39 weeks

also i think there's a distinction between following a budget and paying bills..i pay all of my bills on time and have zero debt but don't follow a budget..could i save more? hell yes..i am bad about saving.

runnergeek 4 years 39 weeks

nope..but i am single, with no children. and make a good living..so right now, there's no reason to.

lizs 4 years 39 weeks

I love my budget - it frees up money for clothes, travel, and fun! Seriously, without it I'd save everything and be a total wet blanket.

dcfashionista 4 years 39 weeks

Yes, I follow a budget. I know what bills are due each pay period and have the money come out of my bank account on payday. I have to include dunkin donuts in my budget and lunches. I try to bring my lunch a few times a week.

lizzyopal 4 years 39 weeks

i don't have a choice...i HAVE to follow a budget haha. if i didn't...the checking account would have been negative a LONG time ago. (thanks terrible economy!)

gemsera 4 years 39 weeks

Routinely. Like clockwork. When your juggling debt with accounts overseas, you have to. Paying bills back home is so much easier when they are all paid on time, as then i dont have to stay up all night to make an international call during their business hours.Most of my money goes on bills anyway...

gemsera 4 years 39 weeks

Missy Prissy 4 years 39 weeks

somewhat

Missy Prissy 4 years 39 weeks

somewhat

jessie 4 years 39 weeks

nope

jessie 4 years 39 weeks

nope

RosaDilia 4 years 39 weeks

Sometimes.

RosaDilia 4 years 39 weeks

Sometimes.

Lovely_1 4 years 39 weeks

yes...doesn't everyone!? I mean, sometimes I slip up but it's usually because of something that i didn't expect (liek my radiator blowing!!!).

Lovely_1 4 years 39 weeks

yes...doesn't everyone!?I mean, sometimes I slip up but it's usually because of something that i didn't expect (liek my radiator blowing!!!).

ilanac13 4 years 39 weeks

i try to follow a budget, and i have to say that as i've gotten older - it's become a lot easier for me. now i usually take out money at the beginning of the week, and that's all that i have to spend - and it's worked well so far. i've even realized that i'm able to reduce the amount that i take out so i'm not over-spending as much. i wish that i could cut my expenses even more so that i could really start to save. i guess it's all in due time.

ilanac13 4 years 39 weeks

Link Love

29 Comments

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