According to recent Wal-Mart research, 70 percent of the store's customers plan to start shopping for holiday items before Halloween, so it's no wonder that the company has already announced its holiday spending incentive — a deal that offers a list of 100 toys for just $10 each. With discounts like this already available, it's starting to seem more appealing to hit the stores now and avoid the rush closer to the holidays in December. Another incentive to start thinking holiday shopping now? Setting money for gifts aside now can make a big difference in just a couple months. With cash already stored up, you're less likely to run up a major credit card bill later.
I'll admit, it takes a lot of energy and effort to start planning for your holiday shopping now, but it seems to me there's a big pay off for the early birds. What do you think? Will these incentives get you planning ahead for the holiday season?