Sometimes extra insurance is just a scam to get you to pay more money, but sometimes it can be a helpful tool in easing your mind about the possibility of disaster. Like opting for insurance on your rental car for a few extra bucks a day that could save you thousands, wedding insurance is a policy that covers your wedding financially should something go downhill.
It usually costs between $125 and $500 to protect yourselves against losing a whole lot more. Not all wedding insurance policies cover the same things, so be sure to read the fine print of all the policies you're considering. Wedding insurance should cover the things you don't have control over and could make the little bridezilla in you rear her furious head. Find out what those things are when you read more.
Your policy should cover anything that might cause you to reschedule your wedding: Postponing your wedding because of torrential rains on the day of your outside wedding; any expenses for postponement if someone important to your wedding becomes sick or injured; costs for no-show vendors or postponing because of a MIA vendor; if your venue goes out of business; and if your officiant doesn't make it to the alter.
There are other riders you can purchase in addition to the basic coverage. These can include liability insurance if you're having your wedding at home, damage to your gown and his tuxedo, and if one of you is in the military and called to duty a rider will protect against financial losses of postponing the wedding.
To see all of our wedding coverage check out IDoSugar.