From big-city living to cabins tucked in the mountains, these unique Airbnb finds are some of the cheapest and coolest rentals in the USA. Some are luxurious, a few are off the grid, but all are less than $100 per night, making them budget-friendly destinations for Summer travel. Click through to find a fun place to stay during your next vacation.
Paying for a house is confusing and complicated. Luckily, Wise Bread has your back with all of the pros and cons of buying your new home in cash.
My husband said that when we do buy a house, he wants to just buy it with cash so we can own it outright and in our way say "screw you" to the banks. I like that idea, but just like any financial decision, there are pros and cons to doing this.
Pros
No Credit History Needed
A long time ago I read a story of a guy who avoided credit cards and loans like the plague so he did not have a credit history, but he had considerable savings. When he wanted to buy a house no one would give him a loan, so he bought a house outright with his savings. In situations where you do not have the ability to get a reasonable loan, then paying cash might be the best option.
RELATED: Building a Credit History
Risk Free Savings
If a mortgage costs 7% and you pay cash, you would essentially be saving 7% in interest risk free. So in the case where mortgage interest rates are higher than what you can get on your investments, you would come out ahead by paying in cash.
Traveling is expensive; the last thing you need is to spend your vacation budget at the airport. If you're not careful, the cost of hidden fees and pricey food can easily break the bank and spend your sightseeing savings. From packing the essentials to lightening your load, these tips and tricks will save you money so you can spend your cash on the important things, like that tropical cocktail!
If you're thinking of adding some money to your rainy-day fund, then there are a few ways to make a quick buck. But making money isn't always easy, and some of these tasks are time-consuming, so be sure to pick ones that you don't mind doing. Here are some suggestions:
Google certainly has expensive taste — news broke today of the search engine behemoth acquiring navigational app Waze for a mind-boggling $1.3 billion. Even with Google's spend-happy acquisition history, this purchase is one of their most costly ones. Here are the most expensive purchases by Google:
Along with finding basic home essentials at your local flea market, you might be surprised by the other unique items that you can pick up for a steal. We headed to our favorite local fair and couldn't believe the cool finds that were all budget-friendly. From vintage glasses frames to tailored suits, get ready to haggle for the best price around with these unique flea-market finds. Click through to find out what we were willing to pay for items!
Don't be discouraged if your degree doesn't scream "high-roller," Business Insider shows us how even low-paying majors don't have to live paycheck to paycheck.
College graduates these days face an average debt of $25,000 and a shaky job market.
It may seem like a finance or medical degree is the only good option in this scenario, but we're a little more optimistic.
Even if you have a degree in one of PayScale's lowest-paying college majors, it is possible to find a career that pays surprisingly well. In most cases, these aren't careers that happen over night, and many will require years of experience and working your way up through the ranks. The point is that a low-starting salary alone shouldn't deter you from pursuing a certain degree or career path –– it's what you do with it that counts.
Note: Each job listed requires a bachelor’s degree. Salaries noted are mid-career estimates.
Journalism
Journalism graduates barely scrape by to begin with, earning a median salary of $35,600 and typically only reaching $64,700 halfway through their career, according to PayScale.
Here are three journalism jobs that pay more:
Although many women dream of their wedding when they were girls, I'm betting that as kids, most of them weren't able to process how much the big day costs. It's only after we've become adults and deal with grown-up stuff like school loans and 401k contributions that the true cost of a wedding really hits home.
Going into debt because of a wedding isn't exactly the most romantic way to start a marriage, so read on for suggestions to help you save money on your wedding.
We know that your credit score can be scary, but taking steps to improve it can make a huge difference. DailyWorth offers tips on what you can do to improve your scores right now.
Improving your credit score does require some patience and perseverance — a significant increase can take 12 months or more, according to experts. But it’s worth the effort. A jump of even 100 points can translate into thousands of dollars in interest saved on a loan or mortgage. If you applied for a 30-year mortgage loan for $200,000, for example, the difference between a FICO score of 650, which is considered good, and one of 750, which is great, could be nearly $34,000 in savings, thanks to the lower interest rate the higher score could get you. FICO scores can range up to 850, though one of 760 or more will often qualify you for the best rates. If your FICO falls short, try these six steps to get a stronger score.
RELATED: How I Ditched My Debt For Good
Automate your bill payments.
Setting up automatic monthly payments can help ensure you won’t miss or delay a payment, which can cost you — both in additional interest you may owe and in credit score points. Even one 60-to-90-day late payment can hurt your score, says Jean Chatzky, a financial journalist and author of Pay It Down!. If you know that you are going to be late because of an unusual circumstance, such as an unexpected illness or job loss, call your issuer and let them know in advance. They might even give you a grace period.
The words "Summer" and "beach" might as well be synonyms, because nothing is better than hanging seaside when the temps heat up. It's as if all the other months of the year revolve around the days we can soak up the sun and lounge with a drink in hand. But if you don't live close to the waves or can't hop on a plane to get there, don't worry — you don't have to settle for a case of FOMO (fear of missing out). Just bring the beach home! Before you think it's too difficult or utterly ridiculous, check out these simple tips. Before you know it, all your friends will be beelining it to your place. Beach party, anyone?
Set the Scene With Decor
Tropical pillows, nautical blues, coral accents, breathable linens — they're all the makings of a beachy abode. Think of other touches that scream "Summer," like bringing hammocks and lanterns indoors if you don't have a backyard.
