Today marks a new month, new year, and new decade! With the holidays and end-of-the-year madness officially behind us, today is the day to plan ahead and make big change. I find plotting change in big increments (like the full year or decade) can be a bit daunting and should be left up to resolutions, so let's just stick with goal-setting for January.
Last month most of you said you hoped to finish your holiday shopping and save some money. What's your primary goal for this fresh, new month?