Employees Paying Premium For Bad Health Habits

Is It Ethical to Make Employees Pay For Bad Health Habits?


A growing trend among employers is to charge higher health care premiums or deductibles for habits like smoking, overeating and lack of exercise. Health benefits are expensive and these penalty fees are a way for employers to offset overall insurance costs. If your employer adopts this system, you may have to undergo annual screenings for body mass index, blood pressure, cholesterol and tobacco use.

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