Does Your Bank Charge For Using Non-Affiliated ATMs?

August 4, 2008

A piece of my heart belongs to my bank: It reimburses me monthly for any transaction fees incurred from using other banks' ATMs. Other banks are not as customer friendly in this regard; is yours one of them?

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25 Comments

ispyemo 4 years 40 weeks

my bank reimburses me but its an effort to do so. i have to collect them and save the receipts from said atms. fill out a form bring it in by a certain date then they will credit the fees on to my account a few days later.i dont go to atm but maybe 3 times a month. it isnt worth the hassle to get credited to my account. atm is convenience. you pay for it being convenient.

Captious 4 years 40 weeks

It doesn't matter that mine does though. I pay for almost everything w/ my debit card that earns me frequent flier miles. I carry a small amount of cash just in case that I replace as needed when I deposit my checks.

LilGlamDiva 4 years 41 weeks

I used to have to pay to use the ATM at school, and when I travel, the fees can be up to $3 I think it's ridiculous

soulight 4 years 41 weeks

I have 2 checking accounts one is with a credit union which reinburses ATM fees by depositing into my savings account (which is a sneaky way to get me to save money!). My other account is with the bank I work at and they don't refund ATM fees.

Martini Rossi 4 years 41 weeks

I have bank of america and they charge $3!!! but Im not switching banks anytime soon.

Martini Rossi 4 years 41 weeks

I have bank of america and they charge $3!!! but Im not switching banks anytime soon.

uptown_girl 4 years 41 weeks

Mine does, but I only use a non-affiliated ATM like 1x or 2x a year. I hardly use ATMS anyway. Long story, but my nearest bank branch is 3 hours away. I'm still using my small-town hometown bank. If I need cash I just get cash back at when I am purchasing groceries. Or, like a previous poster, I'll buy a pack of gum or a magazine & get cash back. If I am spending $2.50 why waste it???

klreynol 4 years 41 weeks

Yep - Wells Fargo charges $2.50 for using a non Wells ATM, and usually the ATM itself charges $1 to $3 for using it!! Generally, I don't take out money from ATMs if I can help it - it's no good paying up to $5.50 to take out a $20!

bigestivediscuit 4 years 41 weeks

In the US, yes - but in the UK, I can use any ATM I want. It's great.

heidi girl 4 years 41 weeks

i have a love hate relationship with my bank. i love the fact that there is ATM's EVERYWHERE, but i'm going to have to agree with my fellow Bank of America users..their horrible.

heidi girl 4 years 41 weeks

i have a love hate relationship with my bank.i love the fact that there is ATM's EVERYWHERE,but i'm going to have to agree with my fellowBank of America users..their horrible.

jennjennnbubba 4 years 41 weeks

I use a local bank and they used to charge but probably about a year ago they started crediting for up to 10 non-affiliated atms which I totally love!

javsmav 4 years 41 weeks

I also have Bank of America and agree that they are evil. But all banks are evil--that's how they make money. There's no point in changing. Besides, if there's not a BOA around (like where my parents live--no BOA in Alabama), then I just buy a pack of gum at the CVS and get cash back. $1 for something I can actually enjoy is better than $4 in fees from the 2 banks involved in an atm transaction.

tee0206 4 years 41 weeks

My bank reimburses me for ATM charges!

stormykat 4 years 41 weeks

We have Bank of America and they are just EVIL! They charge us for everything!

valancyjane 4 years 41 weeks

The day they let you get cash back when you made purchases at drug stores, grocery stores, etc., was one of the best days of my life. I detest ATM fees and avoid them whenever possible. Now when I need cash I just buy something I will need anyway and get the cash. This is particularly good now that I travel for work and I'm not always near a B of A ATM.

faerymagick15 4 years 41 weeks

My bank charges for other ATM's but I have a branch of my bank up the street from me so when I leave the house and know I will need cash I just go there. No big deal. My bank has lots of branches anyway. I don't really ever have a need for using another ATM. I think maybe twice in 5 years I may have done it in an emergency.

LaDolceVita 4 years 41 weeks

I have BofA and I love it, there are ATM's everywhere and I can just get cash back at most places. I'm not sure why people don't like it as much, I've never had a problem with them. I HATE WaMu, worst customer service EVER!

TidalWave 4 years 41 weeks

PNC atm's are fee-free for all!

cubadog 4 years 41 weeks

I am BofA and just too lazy to change banks. It is such a pain in the butt. There are way too many fee's.

cherrylistic 4 years 41 weeks

WaMu doesn't charge me for using another ATM which is cool but the other bank does...so i guess its in the middle WaMu is becoming more wide spread so i usually just go wherever they are. The Bank i absolutely hate is BofA.

mondaymoos 4 years 41 weeks

My bank doesn't reimburse me, but there's a Bank of America EVERYWHERE so I really don't have to worry about it that much.

WhatTheFrockBlog 4 years 41 weeks

My bank is a tiny credit union and used to charge for any other ATM's - which sucked because there is only one branch of my credit union in the city.But last year they struck up a deal with a huge bank here in Philly. Now I can use any one of those bank's ATMs for free (and there's a branch three blocks from my home and two from my office).

WhatTheFrockBlog 4 years 41 weeks

My bank is a tiny credit union and used to charge for any other ATM's - which sucked because there is only one branch of my credit union in the city. But last year they struck up a deal with a huge bank here in Philly. Now I can use any one of those bank's ATMs for free (and there's a branch three blocks from my home and two from my office).

psychobabble 4 years 41 weeks

My bank pays up to I think $25 in ATM fees per month, for this and many other reasons, I LOVE my bank and will never switch!

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