We love getting gift cards. What's not to love? Someone hands you money to be spent at a fabulous store, with a complete lack of guilt that your money isn’t going into your IRA. But let's not get carried away imagining fiscally responsible retailers. Instead, a warning: The latest scam that has come to our attention has to do with stripping the value from gift cards, so the well-meaning shopper tries to pay with a card that has no value.