Common Credit Card Questions Answered

by POPSUGAR Smart Living 1

Credit cards can be your best financial friend and your worst enemy. No matter how organized you are, staying within your limit, finding a card with a fair interest rate, and making payments is a monthly challenge. I get questions every day from readers about how to manage and navigate offers and keep your credit score sky-high. Here's a selection of my advice.

When Should I Cancel My Credit Card?	Can an Authorized Signer Affect My Credit Rating?	How Long Will Bad Debt Stay on My Credit Report?
Should I Keep a High Limit Credit Card I Don't Want?	What to Say When Asking For a Lower Interest Rate	Savings Tricks to Pay Off Debt
What Happens If My Husband Has Bad Credit, or No Credit at All?	How Do I Know If a Collections Agency Is Real?	Should I Cancel Idle Credit Cards?
Why Was My Credit Card Application Denied? Part I	Why Was My Credit Card Application Denied? Part II	Do I Really Need to Know My Credit Score?

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