Here are the materials you need:
- Jar: you can use a jam, olive, or salsa jar.
- Gift card
- Hot glue gun
Here are the materials you need:
Along with discovering eco- and budget-friendly ways to make your life easier, I spend countless hours testing each and every DIY. Some I only use once, while others are made over and over — and over again. Here are seven that I simply can't live without.
I keep a stash of garbage disposal refreshers under my sink and use them all the time. OK, I use them every day. And you can mix things up and use orange or lime instead of lemon.
Once I experimented with this smart trick, I couldn't stop. Now every box of tissues in my home is wonderfully scented. And you can use essential oils other than eucalyptus. I love orange, lavender, and rosemary for a nice, uplifting smell. And, I'll be honest: I usually use at least 10 drops of essential oil for a strong scent.
Yes, this isn't an essential DIY, but I make these square canvas prints all the time. I use personal pictures and display them around the home or give them as gifts to friends and family. They're so easy to make, and you can use basic printer paper with great results.
I'm a busy girl, and sometimes I, um, am not the freshest. This DIY spray deodorant is my go-to when I need a little refreshing. I have a small spray bottle in the bathroom, one in all my bags, and a bottle in the kitchen (really).
This easy air freshener makes your space smell amazing in seconds. And you can personalize the scent with your favorite essential oil.
I love how cute this hand sanitizer looks in an upcycled perfume bottle, but this spray is a winner, because it cleans my hands in a pinch. And it's made with natural ingredients that do a great job of cleaning without drying my skin.
These dryer sheets come together with only a few ingredients and leave my clothes so soft — without any lingering vinegar scent. I find myself refreshing the jar every couple of weeks and often experiment with different essential oils. So far, tea tree and lavender are my favorites.
If you were to stop and go through the quarters, dimes, nickels, and pennies weighing down your purse or cluttering up your car cup holder, how much do you think you'd collect? $10? $25? Well, according to the experts at Coinstar, the average amount cashed in for eCertificates and/or gift cards at their coin kiosks is a whopping $56 — twice as much as people think they have. Talk about a nice, unexpected chunk of change as we head into the holiday season (especially since so many of us go over budget on holiday shopping!).
Our advice to you: make every coin count! Take a few minutes to grab all the spare change "jingle-belling" in your purses, pockets, car, and desk drawers, then hit your local Coinstar kiosk, where you can turn the contents of your coin jar into cash or no-fee eCertificates from popular brands, including Amazon, iTunes, Gap, and Starbucks. Click here to find the Coinstar kiosk closest to you.
Now that you know there might be more change lying around than you think, what would you do with those extra pennies this holiday?
One of a Kind gives one lucky fashion fan the opportunity of a lifetime — the chance to meet her favorite designer and get a custom piece designed just for the her! Our winner, Ayesha, and her best friend flew from Tennessee to Los Angeles to meet Trina Turk. In this episode, Trina and Ayesha sit down and start picking out the elements for Ayesha's one-of-a-kind piece, with a few fun surprises along the way! Get an inside look at Trina's process and what she has in mind for our One of a Kind winner.
Tell us your favorite moment from the episode in the comments below for a chance to win a POPSUGAR Must Have box!
On Allison: Trina Turk top
Remember when you were younger and you gave "coupons" to your parents for things like a free car wash? Well, this holiday season, it's time to bring those back, except in a more sophisticated, grown-up way. There are still things you can do to help your family or friends, either by taking a family portrait or booking their next vacation, at little or no cost to you. No doubt they'll appreciate the sentiment, no matter how old you are.
When it comes to enrolling for health coverage, a lot of questions may spring to your mind. LearnVest shares some tips to help you figure out which policy is best suited for you and your health needs.
Scott Kraft, a 40-year-old marathon enthusiast, spent more than a decade covering health care policy in the Washington, D.C., area as a reporter before transplanting to Portland, Ore., a few months ago with his longtime boyfriend.
But while he knows the insides and outsides of the Affordable Care Act, and appreciates that he can get access to the same insurance as his friends without asthma (a pre-existing condition), he is having a hard time making the commitment to enroll in a plan through his state’s health care exchange website (a handful of states launched their own health care exchange websites when HealthCare.gov launched, as part of the ACA).
The problem: He doesn’t know what kind of access to doctors and primary care he’ll have whether he enrolls in a premium “platinum” plan, a “gold-level” plan, a “silver-level” plan, or a basic “bronze-level” plan.
“The X Factor has been network availability,” says Kraft, who is unable to get insurance through his domestic partner’s employer because the two are not married. “I’m fairly new to Oregon, so I don’t have a network of doctors. I don’t have to worry about, ‘Will I lose my provider?’ But for all the information I can get on the site, I am struggling to find out, ‘What if I can’t find a plan … with a good doctor with an open panel?’”
Kraft’s anxiety about the actual “coverage” that comes with these plans—how easy it will be to find a doctor, make an appointment to be seen quickly and related needs — is at the heart of the uncertainty surrounding the enrollment in the Affordable Care Act’s health insurance exchange plans. So far, about 100,000 consumers have already enrolled.
Still, many of those who have or plan to soon enroll may be in for a shock when they realize that finding a great doctor and getting the care and services they need may not be as easy as picking a plan on a website—or as “affordable.”
According to a recent survey of more than 1,000 medical groups (representing more than 47,500 physicians) from the Medical Group Management Association, an organization that represents primary care physicians, 14% of physician practices currently say they won’t participate in the new health insurance exchange plans, while only about one in three practices say they definitely will.
Another 40% said they are still evaluating whether or not they will participate with health insurance exchange products. One of the biggest reasons doctors don’t want to participate: Financial burdens such as the pain-in-the-butt task of collecting payments from patients with high deductibles.
Doctor interests aside, for consumers like Kraft who want to get the most for their money when it comes to affording health care, this begs a few questions: What kind of health care coverage are you actually buying into when you purchase an exchange plan? And could it change overnight?
Here’s a closer look at coverage issues, and how to figure what insurance policy makes sense for you financially.
For a more detailed list on what's allowed, check out this list by WageWorks, and remember to always check with HR just to make certain your expenses qualify. FSA is best used when it covers items that your health insurance doesn't generally pay for. Remember to use them or you'll lose them before the year's up!