Sometimes you just want to get away to escape reality, and staycations in your home just won't cut it. You want a change of scenery to clear your mind and get your thoughts off the daily grind. Read on for ideas on five vacations to take on a tight budget.
- How to make the gas in your car last — AllYou
- Superstorm Sandy's economic impact on hourly workers — The Billfold
- 15 ways to pay back student loans faster — Wise Bread
- Steps to budgeting for the holidays now — LearnVest
- What you can (and can't) wear to work — Real Simple
- Why women choose to get paid less — The Grindstone
- Workplace cyber bullying worse than in school — The Jane Dough
- Another reason to get up from your desk — HuffPost Women
Time is such a precious gift, because it's a commodity that you can't buy . . . or so you think! I've found several gifts that will "buy" the recipient some time — they will be the perfect holiday treat for every busy professional. Check out this time-saving list that ranges from the budget-savvy to the lavish.
If you were to stop and go through the quarters, dimes, nickels, and pennies weighing down your purse or cluttering up your car cup holder, how much do you think you'd collect? $10? $25? Well, according to the experts at Coinstar, the average amount cashed in for eCertificates and/or gift cards at their coin kiosks is a whopping $56 — twice as much as people think they have. Talk about a nice, unexpected chunk of change as we head into the holiday season (especially since so many of us go over budget on holiday shopping!).
Our advice to you: make every coin count! Take a few minutes to grab all the spare change "jingle-belling" in your purses, pockets, car, and desk drawers, then hit your local Coinstar kiosk, where you can turn the contents of your coin jar into cash or no-fee eCertificates from popular brands, including Amazon, iTunes, Gap, and Starbucks. Click here to find the Coinstar kiosk closest to you.
Now that you know there might be more change lying around than you think, what would you do with those extra pennies this holiday?
The holiday season is a great time to bundle up, pile in the car, and go to the movies with your family and friends. But even if the blockbusters are calling to you, the thought of shelling out at least $10 for tickets, not to mention the high costs of popcorn and candy, may have you popping in your latest Netflix. But going to the movies doesn't have to be that expensive. Click through to see my five tips for saving money on the movie theater experience.
If you love fashion, you might have a hard time refraining from shopping. Read on to find out what OnSugar blogger Beauty and the Budget does to keep herself in check.
True story — I am pretty much obsessed with fast fashion. I may not know every designer label in the book, but I can spot a Zara dress from a mile away. You would think that as a frugal shopper that I save sooo much money on clothing, but actually that isn't necessarily true. I have about 20 bags in my closet that I never wear, and I'm pretty sure if you calculated their total price together it would probably equal out to one Louis Vuitton bag that I would wear indefinitely.
No matter if your money is going toward designer purchases or frugal ones, you can still spend too much on clothing if you are living beyond your means. Most people don't recognize that you can live beyond your means even if you are buying superaffordable goods. (Trust me, I didn't recognize it for years.) But you can and you will, if you aren't careful.
It's even harder to stay away from spending too much on clothing when you work at your favorite retail store. Working at Forever 21, I see the merchandise before it's displayed in the store. I don't have to dig through the racks for something or search all through the store — the merchandise is just right there in front of me. It's so accessible and so easy to buy. I can put it on hold for myself almost immediately. I'm pretty sure you've heard plenty of boutique associates say, "They should just keep my paycheck — I spend all of my money here!" I've said that plenty of times before. The sad part is, most of the time it's true. Aside from paying my bills, I would spend the rest of my money on clothes from there. It is a terrible spending habit.
So long story short, how did I stop myself from spending too much on clothing?
- Have a short-term financial goal. Although my fiancé is taking care of 90 percent of the wedding, there are still a few other expenses that I know I have to save my money for. I want to shower my two bridesmaids with gifts, enjoy a week in NYC with my maid of honor, and have enough money to get our hair and makeup done on the wedding day. All of these things can really add up, and having this short-term financial goal has really helped me second-guess my purchasing decisions. My wedding is important to me, and I want it to be the most special day of my life. Find a short-term financial goal for yourself, like a vacation, and it could really help you, too!
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- Catch up with the shows you haven't watched, then delete them after you've watched them.
- Delete any unnecessary series of recordings.
- For the shows you really want to keep, make sure you set it so that it won't ever be deleted, but be sure to keep these permanently saved shows at a minimum.
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Source: Etsy user KnotTheOrdinary