A save-the-date might be your guests' first impression of your big event, but is it imperative that it arrive embossed on heavy cardstock? With so many paper-light or paperless options out there, your wedding stationery could be the simplest way to trim back your budget and help you afford that honeymoon in the Maldives!

• Investigate printing options. Letterpress may be the ticket to an expensive-looking invitation, but the price usually matches the appearance. Look into thermography, which provides similar raised printing for much less than traditional letterpress. Or, for casual wedding invites, laser printing is fast and inexpensive.
• Go paperless. Evite may have been the first to market with online invitations, but plenty of other services have followed suit with gorgeous templates and customization options to create the online save-the-date or wedding invitation of your dreams. Try Paperless Post, Glo, or Pingg. Most options allow you to send an invitation and field RSVPs without a single stamp. Even if you send paper invitations, cut down on costs by asking guests to RSVP by email or on a password-protected website.
• Print your own. If you're a whiz in Photoshop (or have a good pal who is), then think about designing and printing your own invitations and stationery. It might be more work, but you'll have the flexibility to choose any printing method that works with your budget, and you'll have the satisfaction of creating works of art for your big day!

For more money-saving ideas, just keep reading.

• Is a life coach worth it? — The Billfold
• How the supply and demand theory applies to marriage — The Jane Dough
• Steps I took to travel for nine months — LearnVest
• Simple ways to save big at the movies — All You
• Maximize the value of your airline miles and points — Wise Bread
• What I know about friends now that I'm 60 — HuffPost Women
• 8 ways to shop smarter — Real Simple
• Are you investing as much as you should? — DailyWorth
• Credit tips for recent college grads — Credit Sesame
• When obscurity at work is a good thing — Lifehacker

Your cell phone can be one of the more expensive bills you have to pay each month, especially if you carry a smartphone. But if you put in some effort to research before buying a phone and choosing a carrier, there are ways you can save a lot of money on your bill. The amount you will save can amount to hundreds in a few years. Here are some tricks to saving on your cell phone:

Sign up for a no-contract deal: Although you can save up to hundreds on a new smartphone if you sign up for a contract deal, you can actually save more if you opt for a no-contract deal and pay full price for the phone. This Get Rich Slowly blogger found that the plan she wanted cost $110 a month without contract, versus $140 with the contract. Even though she'll have to pay more for the phone — $500 compared with the discounted $200 — she'll be saving $360 a year, which means she'll save $60 in the first year alone, followed by $360 the year after. Further, if she wants to switch carriers midway, then she won't have to pay any penalties, because she's not under contract. And that's not all; turns out some carriers even offer no-interest payment plans for the phones, so even if you can't afford to pay the full price upfront, you can pay it off in installments.

Comparison shop: The first rule of getting a bang for your buck on anything is to shop around. Check out what phone and plan best suit your needs. You can compare different carrier plans and pricing with ease by going to BillShrink. Just input your information and how you want to use the plan, and the site will give you a list of suggestions and the breakdown of each plan.

Get a prepaid phone: A pay-as-you-go phone can save you a lot of money, and you won't be locked down in a contract. Another benefit is you'll know exactly what you're going to be charged, and you won't be in for any nasty phone bill surprises. The prepaid option is a smarter option for people who never seem to meet their minutes quota and for those who aren't phone hogs. And if you think prepaid phones are outdated, then think again. Now you can even use a prepaid plan for smartphone models such as the iPhone 5. You'll even get the option of unlimited data plans at cheaper rates than contract ones. Prepaid service providers that Consumer Reports recommended include TracFone, Virgin Mobile, Straight Talk, and T-Mobile.

Read on for more ways to save.

There's no doubt about it — everyone wants to stand out at a job interview. And one of the easiest ways to do that (besides being awesome, of course) is by how you look, because we all know the power of a first impression. So the next time you reach for that stuffy black suit because it's what you're supposed to wear, consider additions that will make all the difference in letting your fun personalty shine though.

We hope these subtle touches, no matter what the job, will make you ready to rock the interview and land the gig in no time.

• Dorothy Perkins Geo-Print Jacket ($44, originally $79): Blazers don't have to equal boring! Go for a print that's unique yet not too bold for an interview.
• Campo Marzio Document Holder ($25): Carrying documents can be chic when you tote them around in a colorful case that pops.
• Kate Spade Stud Earrings ($38): Consider stud earrings your interview jewelry go-to, especially ones in a beautiful hue.
• Jeffrey Campbell Cap Toe Pumps ($148, originally $185): Heels with a subtle touch of flair, like a rose-gold cap, bring sophistication to a new level.
• Vincent Longo Lipstick ($23): Sure, you shouldn't put on a full face of makeup for a job interview, but you can never go wrong with a light touch of color on the lips.
• Paper Source Painted Garden File Folders ($11): Rule number one: always bring your résumé to the interview. Rule number two: always carry it in a pretty (nonmanila) folder.

We're happy to present this post from our friends at DailyWorth. Planning for your retirement is easier than you thought!

Sailing around the world, gardening from sunup to sundown, long walks on the beach. Thinking about retirement can seem surreal and even silly when most of us are so caught up in the day-to-day grind of life. However, it is important to take time to think about it — and the earlier the better! — to develop a plan that will truly help you make your dreams for retirement a reality.

RELATED: How Much Do I Need to Retire?

An easy way to think about retirement planning is to ask yourself — and your spouse, if applicable — the five W's: Who? What? When? Where? Why? Your answers will provide the basis, then answer the sixth and final question of how you will achieve your goals.

Who? Who are the most important people in your life? Your spouse? Your children? Your grandchildren? Your business partner? Your pastor? Yes, retirement is about what you want, but retirement planning should also include thinking about the future financial needs of your loved ones and any other financial goals you might have before and after retirement. And as unpleasant as it is, you should also consider the potential financial strain that your and/or your spouse's death, illness or long-term care could cause. Then consider the value (and cost) of using insurance products to protect your priorities and your family's well-being.

Read on for more.

• 25 things to do before you pick out a baby name — Moms
• Cute Summer decor ideas under $50 — Home
• How to get rid of salt bloat — Fitness
• The best swimsuits for every body shape — Fashion
• Decadent desserts straight from the Aspen Food & Wine festival — Food
• Liam Hemsworth lands a big new role — Entertainment
• Video: Get the trends from the 2014 Resort collections — Fashion
• Why you're feeling tired even after a full night's sleep — Smart Living
• Summer-proof beauty ideas straight from Bonnaroo — Beauty
• Kate Upton hits the beach with Cameron Diaz and Leslie Mann — Celebrity
• Future Mac OS X names that you need to know about now — Tech
• Hilarious vintage men's ads from the '70s — Love & Sex

Waking up refreshed is a great way to start out the day on the right foot. However, there may be times when you wake up tired and unable to immediately get the day going, even though you've had a full night's rest. Here are a couple reasons that may be causing you to wake up groggy:

• Waking up in the wrong phase: Your sleep is split into cycles, and you might've woken up during the non-REM stage, which is a state of very deep sleep. Try to shoot for waking up during a REM phase, because then your body will be better prepared to wake up.
• Poor quality of sleep: It doesn't matter how long you sleep for if you're it's low-quality rest; you'll just wake up tired. Poor-quality sleep can be caused by factors such as sleeping with a pet, drinking caffeinated beverages late in the day, or having too much noise in the background.
• Medication hangover: The effects of certain medications that cause drowsiness can linger until the next morning. Check with your doctor to see if you can adjust the dosage or change medications.
• Medical condition: Certain medical conditions like sleep apnea can disrupt your night's rest. Disorders like depression can also cause you feel drained of energy, a symptom that can contribute to your grogginess.
• Your body clock is not in sync: If you've been keeping an erratic sleep schedule, then your body will probably need time to adjust to waking up at a certain time during the morning. Try to make a more regular schedule, and you'll probably see a difference in how you feel in the morning.

Don't just network when you need something: Make sure you take the time to help others in your network, not because you're expecting something in return, but because you truly want them to succeed. Opportunities often arise when you reconnect with people you've lost touch with, and take time to listen to what they are thinking about and working on.

Shop at the flea market: Along with finding basic home essentials at your local flea market, you might be surprised by the other unique items that you can pick up for a steal. From vintage glasses frames to tailored suits, get ready to haggle for the best price around with these unique flea market finds. 

Declog your drain naturally: You can avoid harsh chemicals by using simple household ingredients and hot water to declog your drain.

Check your airline's website: You can often score coupons for free drinks and deals on transportation and hotels.

Earn $50 by doing 10 Fiverr tasks: Fiverr is a website where people can buy and sell services for $5. You can offer to do services like draw pictures, give advice, or perform silly acts on video.

Save your bottle caps and candle ends for making these adorable minicandles. Pick up candle wicks at your local craft store for only a few bucks, which makes this DIY just about free. Personalize the set by using tops from your favorite beverages, and you've got a unique gift that's fitting for any occasion. Perfect for lighting cozy outdoor areas or packing for camping, these bottle-cap candles burn for about an hour before running out of wick.

Read on for the directions