6 Ways to Save on Your Everyday Purchases and Afford Something You Really Want
In this economy, little treats, like my weekly gossip mag and a latte are my no-fail pick-me-ups, even when I can't afford the new handbag I
really want. Still, living on a budget doesn't mean splurges have to be totally out-of-the-question. In fact, even finance experts, Ori Schnaps, co-founder and manager of
Thrive, and Aaron Patzer, founder of
Mint.com, wouldn't recommend not shopping at all.
They advise that going cold turkey can have a negative affect on your finances, and vowing not to splurge can lead to overspending later on in the month. Instead, both financial experts have real-life advice and small spending tips that will help you to spend more wisely day-to-day. Who knows — that splurge-worthy item might just be affordable after all. Read on to get all of their great tips and find out how you can save.
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Nice tips for savings. I thought I'd add another suggestion for saving some extra cash around the house. We tend to think of wireless costs as fixed, but you can tinker with your current cell phone plan to optimize its features to best suit your usage and often generate significant savings in the process. I know this firsthand because I work in the consumer advocacy division of the company Validas, where we electronically audit and subsequently reduce the average cell bill by 22 percent through our website, fixmycellbill.com (and I'll add that 22 percent equates to over $450 per year for the average user). Put simply, Validas guards against frivolous and unnecessary charges that over-inflate a cell bill.
You can find out for free if fixmycellbill.com can modify your plan to better suit your individual needs by going to the website. For more info, check out Validas in the national news media, most recently on Fox News at myfoxtampabay.com/dpp/consumer/conlaw/lower_cell_phone_bills_072409 .
Good luck to everyone reading on cutting the wireless costs, especially in light of this unforgiving economy.
Dylan
1Consumer Advocacy, fixmycellbill.com
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