If something terrible happened to you, would your loved ones have to jump through hoops to access your various online accounts? Mine would. I hadn't considered coming up with an online estate plan until a Wall Street Journal article suggested it.
The article recommends a few solutions for making sure your login information is kept safe but is also accessible should you get into trouble, an accident, or worse. The suggestions include giving a lawyer or trusted relative all the information; dividing up different accounts to different people; or storing the information in a safety-deposit box or home safe.
Do you have an online estate plan? How would you go about ensuring your usernames and passwords are safe but accessible?
Source: Getty
Lipsy
I keep my wishes in a google document, as well as letters telling everyone I love them. I have wondered what to do about my email account password so they can access this information. I was thinking of putting it in my wallet (which is always in my purse) and saying it was my email password. They already know the login. I don't know...but it's a good question.
1My husband knows them. I know his.
But that's an interesting tidbit that I've never thought of before.
2i think that it's a smart thing. my husband knows what my passwords are, and if what i've told him changed, then he knows what the slight variations would be as well. with his though, he has a hard enough time remembering ANY of his so it's kind of difficult to begin with.
3why would this matter?
4That's a really good idea. I know some of my husband's passwords and he knows some of mine, but we really need to make sure we both know all of each other's just in case anything were to happen to either of us.
5all of my important stuff including my passwords are in a small safe i have had since i was like 7. the only person who has a key aside from myself is my dad.
6I've never thought about that.....I'll have to set up some things as a just-in-case thing.
7I have an excel spread sheet with all my user names, passwords, and when my bills need to be paid & how. I got sick and had to take a medication that worked almost a hallucinogen on me. I was so confused; I could barely pay basic bills, and dumped everything on my cc to keep it simple. Now, I can just take the spreadsheet to my mom and she can help me until the meds are gone.
8It's later than we think! This is a great idea that until recently I'd been avoiding. After picking up a copy of Kathy Lane's book called Die$mart, I realized how important estate planning was to my family. I never realized how complex the laws surrounding managing and transferring assets have become. There we several areas where I learned how vulnerable we were and how our wishes or assets might be treated differently than we had thought. My online passwords are in my safety deposit box!
9My friends and I were talking about this the other day, that if you die, what happens to your facebook, etc. We assumed you could contact the company, but this is a great idea.
10Here is the link to the book I mentioned earlier above.
11Die$mart
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