Travel insurance can be a lifesaver on certain types of trips, but with less people choosing to spend their money on vacations, the industry has seen sunnier days. These gloomier times have encouraged businesses to become more creative, and a couple French travel agencies are trying to attract customers with sunshine insurance.

If vacationers endure at least four days of rain during one week, the insurance policy would make them eligible for a partial trip refund. Satellite photos provided by the French weather bureau are used to calculate how much money policy holders should be paid. The agencies did a trial run last year before officially launching the product, and 10 percent of the travelers who expressed interest in the insurance policy would have received money back due to insufficient weather.