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How-To: Boost Your Credit Score
Give Your Cards a Rest If Applying For a Loan
Keep your cards under wraps during the month before you know you'll be applying for a loan to better your chances at the best interest rates.
According to CNN Money, "Even if you pay off your balances at the end of the month, there's a chance a lender might pull your score the day before those payments are recorded, making it look as though you're tapping your credit."
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