This episode of Maxed Out features the financial struggles of Adrianne and Greg, a young couple who have home ownership on the mind, but debt is holding them back. Greg is a habitual spender and has $20,000 in debt, spent mostly on DVDs and comic books, while Adrianne is debt-free.

A big reason Adrianne's last relationship didn't work out is that she was paying for everything, and this put her into debt (which she was able to eventually pay off). Financial guru Allison Griffiths says the couple needs to leave their spending past behind and focus on their futures. Find out how she helps them when you read more.

When she looks through Greg's statements, Allison discovers that in the past year, Greg worked for one entire month just to pay interest on his debt. Allison restructures the way the couple handles their bills in order to eliminate their monthly shortfall. All of Greg's income will go toward debt repayment, while Adrianne's income will go toward all of their other expenses. Adrianne is uncomfortable at first because she has flashbacks to her last relationship, but she goes along with the plan.

Allison encourages the couple to examine their investments to make sure they're in line with their short-term goal of buying a home, and she suggests that Greg sell back some comic books to raise extra cash. The couple finds it difficult to part with their individual financial habits, but discovers that teaming up really is the best solution. After cutting monthly expenses by $1,300, Adrianne and Greg are now saving for a down payment.

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