Even with the best intentions to weed through your finances, balance your checkbook, and manage your 401(k) during your downtime, you might waste all your free time if your space for financial planning is on the couch, while catching up on your Netflix queue. Instead, if you're really setting out to do work, you need a real work space to get things done. Set up a part of your apartment or house that feels like a workplace. Designate a small space for a desk and the materials you'll need to make good on all of your resolutions, including a filing system and a detailed calendar. Check out my furniture and design suggestions.