It's going to be a great year. Can't you feel it? Resolutions are only worth your time if you believe that you can commit to them, so set your sights on one or two goals and begin taking the steps to fulfill them.
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Your Two Cents: What Are You Resolving For 2009?
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Well, since I'm getting married in April, loose weight for that occasion and then have a smart budget with my husband.
1SAVE
2SAVE
SAVE
then spend it on what i want
Finally pay off all the credit card debt I just let linger for YEARS. I can't wait until the day I send off that final check!
3Continue saving for a down payment!
4all of the above, except retirement.
5Save up for a down payment.
6i think that the most important thing to me is to pay off my debt this year - so that's going to take precedence
7Pay down debt. Save more money. Make more money.
8I need to contribute more to my 401(k) because I've been sort of just doing the default contribution. I also want to sit down with our company's bank rep to go through all the different investment options I have. I think right now I have the "medium risk/medium return" option selected and I think I may want to diversify it a little bit. I also resolve to spend less money on stupid little things when I'm out shopping. Only planned purchases allowed!
9to find a job!
10no vacation this year. the tax return is going directly into a CD account, no questions asked.
11Pay off as much debt as I can and try to save money even if it is only $100 a paycheck just something has to go into savings.
12To stop wasting money on things like overdraft charges and late fees. I set up all my stuff through Mint.com this weekend and I already feel more in control of my finances then I have in years!
13Read more, drink more water
14More of the same. Live and learn.
15i'm still working on paying off some debt, but my main goal is to save up another $7k so i can get out of my parents' house by year end!
16Pay off my credit card debt. I WILL DO IT!! woohoo
17Save more money and to stop buying things I don't need. Also, to exercise, eat better and drink more water.
18Pay off my car while saving money.
19pay off the remainder of my CC debt, save more money, but splurge for my 21st birthday in Vegas, no more over draft/late fees (I've have this for a few months and been so successful at it) Be wiser about my money and where I am spending it and keep up my diet and exercise regime, I've lost 5lbs in 2 weeks :]
20Learn more about money, I know some things but could learn so so much more-be more independent with financial things since I have my dad who usually helps me out, I am trying to learn more on my own and plan a better future. Since I am in college, trying to spend less money on things I don't really need, save money on the side to pay off loans for the future, etc..
21Pay off my discover credit card!
22Last year was a very good year for me in regards to managing money. I hope to keep it up and have not more credit card debt once and for all.
I would like to meet with a financial advisor to figure out how to buy a house next year.
23looks like a lot of people are saving up for property. Personally I just closed escrow. I'm going to be poor for a really long time...
24I'm with DC Fashionista...I also waste a lot of money eating out (where I usually only complete half an entree anyway). Then there's just unnecessary odds and ends.
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