How quickly we forget! We claim that this holiday season won't be as costly as the last, but how can we be sure? If last year's holidays are a blur of parties, cookies, and mistletoe, dig up your credit card or bank statements from the end of last year to get an idea of how much you spent last year on new party clothes, gifts, and the cost of hosting gatherings.
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i do know how much i spent. the catch is that last year was the first (and probably only) year that my fiance and i bought a few joint gifts for my family so that they could have nice things. we just don't have that money this year. he was doing MUCH better financially so that meant that we could get nice things for my family and this year we just don't even know if we'll be able to get any gifts for our family.
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