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5 Simple Steps For Creating a Spending Plan
Keep Track
Keep track of your discretionary spending by checking off any needs or wants that have been fulfilled. This way, you can decide on the fly if you are able to go to a concert with friends. You might be able to re-prioritize and save some of those wants and needs for next month. It's an easy way to get a clear picture of what you can and can't afford.
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3 Comments Post a Comment
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these are all really smart tips if you think about it. i know that a lot of us try to cut back, but doing just that isn't going to make enough of a difference. there's really something to be said about being proactive, making lists, and looking ahead to see what you're going to need $$ for. if these tips help just a few people, then i would definitely try it!
2it sounds simple, but i don't think i can actually do it
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