Last minute shopping is something I totally sympathize with, and hopefully you're not having to squeeze in last minute budgeting to make sure you have enough for holiday gifts (consider this your friendly reminder). According to the National Retail Federation, US shoppers plan on spending around $830 on their loved ones this year. Most of you are reducing your gift budget from last year; how much do you plan on spending?
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Zero dollars well maybe a card for my hubby.
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