No one in my family taught me. I was taught in school during Home Econ - except that was pointless because I was 10 years old in Middle School and had no frame of reference at all.
I watched my mom balance her checkbook and my dad's but she never explained what she was doing - and after she died we found her old registers and she had some sort of code that only she
knew. My dad only wrote his checks in his checkbook he kept track of the balance in his head. I think I take after him except that I don't even write down my checks or withdrawals I just keep
track of all the figures in my head.
It's a running tally in my head at all times. I'm generally dead on - it's when I try to match my figures up with the banks figures that trouble occurs because merchants still are not fast or
trustworthy in submitting their debits and occasionally they over deduct funds which means I have to go back to whatever merchant receipt in hand and get the matter corrected immediately.
Does anyone really use a checkbook anymore or balance it with all of the benefits of online banking? I rarely write checks - daycare, the babysitter and my gardener - as I use online banking
for almost everything else. And I'm not sure how couples balance a checkbook when both are withdrawing money, using the check card from the same account on a daily basis! I check my balance
every day, track my expenditures and pray to God I don't have to transfer money from savings to checking!
i think that my mom did but i'm not 100% sure since it was so long ago. she still balances her checkbook religiously and that's something that's kind of lost on me. every time she writes a
check, it goes in the register, and she doesn't use a debit or ATM card so it's not likely that she'll take cash out and not account for it. i think that she sets a great example though since
it's really important to know how much money you have.
Yeah, uh, I didn't need anyone to teach me. I always wondered if there was something more complicated about it that I just didn't get. It seemed pretty straight forward to me.
Well, my mom taught me, and then my school taught me. But, like some one else said, it isn't rocket science, but honestly, I never write checks, so I don't balance my check book. I do
everything online.
My mother taught me, and her father before her. But I've never actually done it, online banking, bank statements and debit cards have replaced the need for that sort of tracking I think.
I feel a bit out of the loop here... I balance my checkbook daily, write checks to pay bills frequently, and have never used online banking. I end up with more in my account than I think I
have because I round purchases up to the nearest dollar and deposits down. Not KNOWING exactly what I ought to have in my account makes me nervous.
I taught myself. I've been doing it since highschool. I went away for high school, earned stipends from school, and worked so I needed to learn to balance a checkbook. Then I majored in
Accounting in college and took over managing my parents finances too.
My parents both sucked at balancing a checkbook (actually, they still do suck at it), so I learned from my aunt. It was a funny thing...I was probably about 9 and I was watching my aunt
balance her checkbook. I asked her what she was doing and she showed me. I remember thinking, "Wow, that's really a good idea. Mom and Dad never do that".
I actually don't really balance my checkbook anymore because I use my debit card most of the time. I save my receipts and when I get my statement, I just compare the numbers. If there's ever
a discrepancy, I catch it and call the bank.
My mom taught me how to balance my checkbook. Now I check my balance online about once a week and balance from that instead of waiting for the monthly statement. How did we survive before the
internet age?
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Ashley Brooke
Et Vous
Oli
I taught myself. It's not rocket science, it's simple math.
1My principal came into our 7th grade class and taught us.
2No one in my family taught me. I was taught in school during Home Econ - except that was pointless because I was 10 years old in Middle School and had no frame of reference at all.
I watched my mom balance her checkbook and my dad's but she never explained what she was doing - and after she died we found her old registers and she had some sort of code that only she knew. My dad only wrote his checks in his checkbook he kept track of the balance in his head. I think I take after him except that I don't even write down my checks or withdrawals I just keep track of all the figures in my head.
It's a running tally in my head at all times. I'm generally dead on - it's when I try to match my figures up with the banks figures that trouble occurs because merchants still are not fast or trustworthy in submitting their debits and occasionally they over deduct funds which means I have to go back to whatever merchant receipt in hand and get the matter corrected immediately.
3Do people still balance checkbooks? I just use my bank card for just about everything and check my balance online.
4Is this not so simple? I taught myself... I read what it said on top and wrote the numbers and descriptions in the spaces provided. EASY!
5Does anyone really use a checkbook anymore or balance it with all of the benefits of online banking? I rarely write checks - daycare, the babysitter and my gardener - as I use online banking for almost everything else. And I'm not sure how couples balance a checkbook when both are withdrawing money, using the check card from the same account on a daily basis! I check my balance every day, track my expenditures and pray to God I don't have to transfer money from savings to checking!
6i work in a bank and i barely see people balancing check books.
7I taught my husband. It's something so simple, but he never really understood the value of it (until he had an overdraft).
8i think that my mom did but i'm not 100% sure since it was so long ago. she still balances her checkbook religiously and that's something that's kind of lost on me. every time she writes a check, it goes in the register, and she doesn't use a debit or ATM card so it's not likely that she'll take cash out and not account for it. i think that she sets a great example though since it's really important to know how much money you have.
9I keep track in my head. I don't write checks but I DO use my debit card. It's easier not to use the book and just use my head.
10Yeah, uh, I didn't need anyone to teach me. I always wondered if there was something more complicated about it that I just didn't get. It seemed pretty straight forward to me.
11Well, my mom taught me, and then my school taught me. But, like some one else said, it isn't rocket science, but honestly, I never write checks, so I don't balance my check book. I do everything online.
12My parents taught me when I opened my first checking account.
13My mother taught me, and her father before her. But I've never actually done it, online banking, bank statements and debit cards have replaced the need for that sort of tracking I think.
14I feel a bit out of the loop here... I balance my checkbook daily, write checks to pay bills frequently, and have never used online banking. I end up with more in my account than I think I have because I round purchases up to the nearest dollar and deposits down. Not KNOWING exactly what I ought to have in my account makes me nervous.
15I taught myself. I've been doing it since highschool. I went away for high school, earned stipends from school, and worked so I needed to learn to balance a checkbook. Then I majored in Accounting in college and took over managing my parents finances too.
16My parents both sucked at balancing a checkbook (actually, they still do suck at it), so I learned from my aunt. It was a funny thing...I was probably about 9 and I was watching my aunt balance her checkbook. I asked her what she was doing and she showed me. I remember thinking, "Wow, that's really a good idea. Mom and Dad never do that".
I actually don't really balance my checkbook anymore because I use my debit card most of the time. I save my receipts and when I get my statement, I just compare the numbers. If there's ever a discrepancy, I catch it and call the bank.
17I taught myself - both that and how to do the taxes!
18I taught myself.
19i don't even know what that is
20My mom taught me how to balance my checkbook. Now I check my balance online about once a week and balance from that instead of waiting for the monthly statement. How did we survive before the internet age?
21I think they taught this in my middle school in Home Ec. class.
22Post New Comment
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