I balance my checkbook almost every night and then scan my receipts to my computer and shred the originals. I will keep and file any related to my car, school or home in case I need it at a
later date. I am a super organized person and this helps me keep track of my money. I can also look at the day and see what I spent and where I could have cut back. It is like a running
audit.
i do a large tally of my checkbook at the end of the week, but i just have not made daily checkbook balancing a natural part of my day. maybe it's because my day-to-day expenses are usually
small (a starbucks coffee, a magazine in the student center, a sandwich from the deli, etc.).
I do it every week or two. It takes forever and is a pain, but it makes me feel more secure or something to have it all on paper! I do double-check what I have against my online ledger.
i don't actually keep track of things in a check book, but i look online on a daily basis to make sure that i know all the charges and that everything seems 'kosher'. i guess it's close to
the same thing right?
My mom taught me how to balance a checkbook, but I haven't done it in years. We keep enough slush in the checking account that my husband and I don't run any risk of bouncing checks, and I
look over the bank statement (and credit card statement) each month to make sure there's nothing out of whack. And there's online if I ever need to know specifically what the account looks
like right now, but I can't remember the last time I needed to know.
I do use the little book that comes with your checks to keep track of all the checks I write, though. That way I can match the checks up to the bank statement at the end of the month, and it
gives me an indication of how long its been since I last paid a bill -- that was the only way I noticed that my mailman delivered my credit card bill to the wrong address one month.
I use Google Docs to do a daily budget. It's like Microsoft Excel -- you enter little formulas into the cells to add and subtract. I haven't bounced a charge in the year since I've been doing
this (which is huge for me)!
I hate to balance my checkbook. That's why I love my check card. If I don't have the money then it won't clear purchase. But I do check my balance at least once a week or two weeks, on line.
So far I've never had a problem with my balance. So no bounce checks ever for me.
I balance my checkbook daily with my receipts from that day. I find that this is the best way for me because I always know exactly how much money is in my account without having to check
online. I used to just check my balance online but I would always end up forgetting about a check I had written that hadn't been cashed or something. This is just what works for me.
I honestly rely on online banking. I know I should take matters into my own hands because I've noticed a couple of duplicate charges in the past, but I've become pretty reliant on my bank's
organizational setup.
I only write two checks a month (one for rent and one for a credit card bill that I can't seem to figure out how to pay online) because I have all my bills set up to be paid electronically,
so I just check my balance online.
I do a damn good job at it in my head. For some reason I track it that way best. A few times a week I check things online or by phone. It probably helps that I write out the bills once a
month so I have an idea of everything.
I don't almost all of my purchases are done with my debit card. I check my bank account about 3 times for the week online. My paycheck is always the same and my expenses rarely every change
so I have a basic idea of how much I can spend per month. And my husband and I rarely write checks.
I am an accountant by trade so it's something I have been doing a very long time, it's very important to do with Identity Theft on the rise now adays. And you will discover many times your
bank actually making errors to your accounts!
It's pretty awful because I know how to balance a checkbook but I still refuse to do it. What's even worse is that I work at a bank, but I can look at my balance all the time and reconcile
receipts with what shows up online.
when i first started banking when i was 18, i balanced everything in my checkbook. but i found that i ran out of space in my register before i could use the checks (due to the debit card
usage). so i stopped doing it, and i've only gotten overdrawn once or twice since then. now i bank at a teacher's credit union that doesn't have overdraft fees, so i don't freak out. if i
wouldn't lose or ruin it in my purse, i would totally keep an excel spreadsheet and use that. i've thought about putting one on my phone/pda, but it's just such a hassle to open and use that
it's pointless.
Yes! My mom taught me how to balance a checkbook and engraved in me the importance of doing so for every single purchase. I know where every penny is at any given time! I'd be lost if I
didn't track my expenses.
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I balance my checkbook almost every night and then scan my receipts to my computer and shred the originals. I will keep and file any related to my car, school or home in case I need it at a later date. I am a super organized person and this helps me keep track of my money. I can also look at the day and see what I spent and where I could have cut back. It is like a running audit.
1i do a large tally of my checkbook at the end of the week, but i just have not made daily checkbook balancing a natural part of my day. maybe it's because my day-to-day expenses are usually small (a starbucks coffee, a magazine in the student center, a sandwich from the deli, etc.).
2I do it all online!
i wouldnt even know where to begin balancing a check-book.
3I do it every week or two. It takes forever and is a pain, but it makes me feel more secure or something to have it all on paper! I do double-check what I have against my online ledger.
4i don't actually keep track of things in a check book, but i look online on a daily basis to make sure that i know all the charges and that everything seems 'kosher'. i guess it's close to the same thing right?
5I know how to balance a checkbook but I do it all online.
6My mom taught me how to balance a checkbook, but I haven't done it in years. We keep enough slush in the checking account that my husband and I don't run any risk of bouncing checks, and I look over the bank statement (and credit card statement) each month to make sure there's nothing out of whack. And there's online if I ever need to know specifically what the account looks like right now, but I can't remember the last time I needed to know.
I do use the little book that comes with your checks to keep track of all the checks I write, though. That way I can match the checks up to the bank statement at the end of the month, and it gives me an indication of how long its been since I last paid a bill -- that was the only way I noticed that my mailman delivered my credit card bill to the wrong address one month.
7Once a month
8I use Google Docs to do a daily budget. It's like Microsoft Excel -- you enter little formulas into the cells to add and subtract. I haven't bounced a charge in the year since I've been doing this (which is huge for me)!
9I usually check my balance at the end of a shopping day or when I make multiple withdrawals throughout the week.
10I hate to balance my checkbook. That's why I love my check card. If I don't have the money then it won't clear purchase. But I do check my balance at least once a week or two weeks, on line. So far I've never had a problem with my balance. So no bounce checks ever for me.
11I balance my checkbook daily with my receipts from that day. I find that this is the best way for me because I always know exactly how much money is in my account without having to check online. I used to just check my balance online but I would always end up forgetting about a check I had written that hadn't been cashed or something. This is just what works for me.
12I try to keep a baalanced checkbook, but I monitor online too.
13I honestly rely on online banking. I know I should take matters into my own hands because I've noticed a couple of duplicate charges in the past, but I've become pretty reliant on my bank's organizational setup.
14i do it in my head. is that weird?
15I only write two checks a month (one for rent and one for a credit card bill that I can't seem to figure out how to pay online) because I have all my bills set up to be paid electronically, so I just check my balance online.
16I have one account I balance when I write checks and the other account is strickly online payments.
17I do a damn good job at it in my head. For some reason I track it that way best. A few times a week I check things online or by phone. It probably helps that I write out the bills once a month so I have an idea of everything.
18I dont have or know anyone who does - a checkbook. Everythings done online/with visa debit cards. Weird
19I don't almost all of my purchases are done with my debit card. I check my bank account about 3 times for the week online. My paycheck is always the same and my expenses rarely every change so I have a basic idea of how much I can spend per month. And my husband and I rarely write checks.
20I am an accountant by trade so it's something I have been doing a very long time, it's very important to do with Identity Theft on the rise now adays. And you will discover many times your bank actually making errors to your accounts!
21I balance my checkbook to make sure its in line with my online account. Don't ask. It never is!
22I have a very intricate Excel sheet. I'd be lost without it. At any given moment I know how much money I'll have 6 or 8 months from now.
23It's pretty awful because I know how to balance a checkbook but I still refuse to do it. What's even worse is that I work at a bank, but I can look at my balance all the time and reconcile receipts with what shows up online.
24I monitor everything online and check each item on the monthly statement against receipts before storing them.
25when i first started banking when i was 18, i balanced everything in my checkbook. but i found that i ran out of space in my register before i could use the checks (due to the debit card usage). so i stopped doing it, and i've only gotten overdrawn once or twice since then. now i bank at a teacher's credit union that doesn't have overdraft fees, so i don't freak out. if i wouldn't lose or ruin it in my purse, i would totally keep an excel spreadsheet and use that. i've thought about putting one on my phone/pda, but it's just such a hassle to open and use that it's pointless.
26Yes! My mom taught me how to balance a checkbook and engraved in me the importance of doing so for every single purchase. I know where every penny is at any given time! I'd be lost if I didn't track my expenses.
27i use quicken to track all my accounts.
28Online is the best and most convenient way for me to keep track.
29Post New Comment
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