For decades, Debtors Anonymous has been offering organized group therapy for "compulsive debting," but its membership has seen a substantial increase now that there's less shameful stigma surrounding debt. The group has especially seen growing demand in Arizona and Southern California because of the large concentration of foreclosures in those areas, but its members live all over the country.

Members not only have a forum to confess and discuss the depths of their debt problems, but they also share ways to break bad habits and get on track. And when someone falls off the wagon, the person tells her group, and together they figure out a plan of action. It's important for those feeling crushed by debt to know they aren't alone, and the 11.8 million delinquent bank credit-card accounts and millions of foreclosure filings make it clear that debt is a growing problem.