Once you've had ample time hanging out on the Engagement Cloud 9 with your new fiancé, you'll need to start focusing a bit on what type of wedding you want and, most importantly, can afford. Before you even discuss where you want to have the ceremony and reception, you need to figure out what kind of budget you're working with. Whether you have $50,000 to spend or $5,000, a budget is necessary so that you don't spend too much on one area and run out of funds. See the first steps to becoming a budget-building-bride-to-be when you read more

The biggest question to ask is who's contributing to the wedding costs and who's responsible for each category. If you and your fiancé will be paying for the entire event out of your own pockets then the two of you need to figure out two things — the maximum amount that you can afford, and how much you actually want to spend. Think you can't avoid going into debt from wedding expenses? Set up a separate wedding savings account in which you and your fiancé deposit a certain amount each month. And if you're set on having a bigger budget than is reasonable within your ideal engagement time-frame, be flexible! You can always push the wedding out another six months to give yourself more time to save.

If you're planning on asking your families for help in financing the wedding, talk to each family about who will pay for what and how much they'll contribute. At that point you'll have a total budget to work with, and you can start digging into the details of your big day.

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